FTMS vs IVV

AFTMS

BIVV

Measures won3–1FTMS wins · of 6 · 5Y

$10,000 · 5Y$17,545IVV · VTI $16,697

Lowest cost0.03%IVV · $3 on $10k

Most income3.33%FTMS · $333 on $10k

Smallest drop−2.0%FTMS · worst fall in 1Y

Held in common0.0%FTMS and IVV

FTMS

IVV

Franklin Short-Term Municipal Income ETF · $267MiShares Core S&P 500 ETF · $875B

[…]3 years · per year[…] · $18,159+22.0%

[…]5 years · per year[…] · $17,545+11.9%

0.22%Expense ratio$22 · $3 on $10k · lower wins0.03%

3.33%12-mo yield$333 · $111 on $10k1.11%

−2.0%Worst dropSmaller wins−8.9%

2.2%VolatilityLower wins13.8%

3–1FTMS wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFTMS · IVV

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$875.2B
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
3	AFTMS	Franklin Short-Term Municipal Income ETFRead Desk	0.22%	3.33%	0.0%	+2.2%	+2.7%	new	new	−2.0%	$267M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$875.2B
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
3	AFTMS	Franklin Short-Term Municipal Income ETFRead Desk	0.22%	3.33%	0.0%	+2.2%	+2.7%	new	new	−2.0%	$267M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FTMS vs IVV

FTMS

Franklin Short-Term Municipal Income

[…]

IVV

iShares Core S&P 500

$17,545

MeasureFTMSIVV

Fee0.22%0.03%

Cost on $10k a year$22$3

Yield3.33%1.11%

5 years, per year[…]+11.9%

3 years, per year[…]+22.0%

Worst drop · 1Y−2.0%−8.9%

Volatility · 1Y2.2%13.8%

3–1measures won
FTMS first

0.0%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$95.6B

2–0VTI wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026

Overlap: FTMS, IVV, VTI

Today

86.0%most shared, IVV and VTI

FTMSIVVVTI

FTMS—0.0%0.0%

IVV0.0%—86.0%

VTI0.0%86.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$311most kept, FTMS

FTMS$333 − $22 = $311

IVV$111 − $3 = $108

VTI$106 − $3 = $103

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee