SUB vs FTMS

ASUB

BFTMS

Measures won3–1SUB wins · of 6 · 5Y

$10,000 · 5Y$10,860SUB · VCIT $10,493

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−1.9%SUB · worst fall in 1Y

Held in common[…]SUB and FTMS

SUB

FTMS

iShares Short-Term National Muni Bond ETF · $13.4BFranklin Short-Term Municipal Income ETF · $266M

+3.4%3 years · per year$11,045 · […][…]

+1.7%5 years · per year$10,860 · […][…]

0.07%Expense ratio$7 · $22 on $10k · lower wins0.22%

2.57%12-mo yield$257 · $333 on $10k3.33%

−1.9%Worst dropSmaller wins−2.0%

1.4%VolatilityLower wins2.2%

3–1SUB wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsSUB · FTMS

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	ASUB	iShares Short-Term National Muni Bond ETFRead Desk	0.07%	2.57%	0.0%	+1.6%	+2.5%	+3.4%	+1.7%	−1.9%	$13.4B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
4	BFTMS	Franklin Short-Term Municipal Income ETFRead Desk	0.22%	3.33%	+0.1%	+2.2%	+2.7%	new	new	−2.0%	$266M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	ASUB	iShares Short-Term National Muni Bond ETFRead Desk	0.07%	2.57%	0.0%	+1.6%	+2.5%	+3.4%	+1.7%	−1.9%	$13.4B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
4	BFTMS	Franklin Short-Term Municipal Income ETFRead Desk	0.22%	3.33%	+0.1%	+2.2%	+2.7%	new	new	−2.0%	$266M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SUB vs FTMS

SUB

iShares Short-Term National Muni Bond

$10,860

FTMS

Franklin Short-Term Municipal Income

[…]

MeasureSUBFTMS

Fee0.07%0.22%

Cost on $10k a year$7$22

Yield2.57%3.33%

5 years, per year+1.7%[…]

3 years, per year+3.4%[…]

Worst drop · 1Y−1.9%−2.0%

Volatility · 1Y1.4%2.2%

3–1measures won
SUB first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: FTMS, SUB, VCIT, BND

Today

[…]holdings […]

FTMSSUBVCITBND

FTMS—[…][…][…]

SUB[…]—[…][…]

VCIT[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BND$412 − $3 = $409

FTMS$333 − $22 = $311

SUB$257 − $7 = $250

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee