GARP vs QUAL

AGARP

BQUAL

Measures won2–3QUAL wins · of 6 · 5Y

$10,000 · 5Y$20,961GARP · VOO $17,749

Lowest cost0.03%VOO · $3 on $10k

Most income1.07%VOO · $107 on $10k

Smallest drop−8.9%VOO · worst fall in 1Y

Held in common45.2%GARP and QUAL

GARP

QUAL

iShares MSCI USA Quality GARP ETF · $3.5BiShares MSCI USA Quality Factor ETF · $48.0B

+31.0%3 years · per year$22,489 · $17,912+21.4%

+16.0%5 years · per year$20,961 · $16,737+10.8%

0.15%Expense ratio$15 · $15 on $10k · lower wins0.15%

0.27%12-mo yield$27 · $85 on $10k0.85%

−13.7%Worst dropSmaller wins−9.0%

20.9%VolatilityLower wins11.9%

2–3QUAL wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsGARP · QUAL

5.8%AAPL7.4%

5.8%MSFT8.0%

5.1%NVDA5.9%

4.9%META4.0%

Held in common45.2%

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AGARP	iShares MSCI USA Quality GARP ETFRead Desk	0.15%	0.27%	+1.0%	+13.9%	+12.8%	+31.0%	+16.0%	−13.7%	$3.5B
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+0.3%	+11.5%	+11.9%	+24.1%	+12.2%	−8.9%	$1.00T
3	BQUAL	iShares MSCI USA Quality Factor ETFRead Desk	0.15%	0.85%	0.0%	+12.4%	+14.1%	+21.4%	+10.8%	−9.0%	$48.0B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AGARP	iShares MSCI USA Quality GARP ETFRead Desk	0.15%	0.27%	+1.0%	+13.9%	+12.8%	+31.0%	+16.0%	−13.7%	$3.5B
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+0.3%	+11.5%	+11.9%	+24.1%	+12.2%	−8.9%	$1.00T
3	BQUAL	iShares MSCI USA Quality Factor ETFRead Desk	0.15%	0.85%	0.0%	+12.4%	+14.1%	+21.4%	+10.8%	−9.0%	$48.0B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

GARP vs QUAL

GARP

iShares MSCI USA Quality GARP

$20,961

QUAL

iShares MSCI USA Quality Factor

$16,737

MeasureGARPQUAL

Fee0.15%0.15%

Cost on $10k a year$15$15

Yield0.27%0.85%

5 years, per year+16.0%+10.8%

3 years, per year+31.0%+21.4%

Worst drop · 1Y−13.7%−9.0%

Volatility · 1Y20.9%11.9%

3–2measures won
QUAL first

45.2%

holdings shared

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

VOO vs IVV

YTD

VanguardVOO

+11.5%

IVViShares

+11.6%

+11.5%Year to date+11.6%

1.1%Yield1.1%

$1.00TAssets$872B

1–0IVV wins

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

Overlap: GARP, QUAL, VOO

Today

46.6%most shared, GARP and VOO

GARPQUALVOO

GARP—45.2%46.6%

QUAL45.2%—44.3%

VOO46.6%44.3%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$104most kept, VOO

VOO$107 − $3 = $104

QUAL$85 − $15 = $70

GARP$27 − $15 = $12

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee