GCAL vs BNDX

AGCAL

BBNDX

Measures won1–3BNDX wins · of 6 · 5Y

$10,000 · 5Y$10,239BNDX

Lowest cost0.07%BNDX · $7 on $10k

Most income4.63%BNDX · $463 on $10k

Smallest drop−3.2%BNDX · worst fall in 1Y

Held in common[…]GCAL and BNDX

GCAL

BNDX

Goldman Sachs Dynamic California Municipal Income ETF · $262MVanguard Total International Bond ETF · $82.9B

[…]3 years · per year[…] · $11,370+4.4%

[…]5 years · per year[…] · $10,239+0.5%

0.35%Expense ratio$35 · $7 on $10k · lower wins0.07%

3.57%12-mo yield$357 · $463 on $10k4.63%

−5.4%Worst dropSmaller wins−3.2%

3.3%VolatilityLower wins3.8%

1–3BNDX wins

$10,000 · 5 yearsOne scale

Shared top holdingsGCAL · BNDX

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BBNDX	Vanguard Total International Bond ETFRead Desk		0.07%	4.63%	+0.1%	+1.0%	+0.4%	+4.4%	+0.5%	−3.2%	$82.9B
2	AGCAL	Goldman Sachs Dynamic California Municipal Income ETFRead Desk		0.35%	3.57%	+0.1%	+1.5%	+2.1%	new	new	−5.4%	$262M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BBNDX	Vanguard Total International Bond ETFRead Desk		0.07%	4.63%	+0.1%	+1.0%	+0.4%	+4.4%	+0.5%	−3.2%	$82.9B
2	AGCAL	Goldman Sachs Dynamic California Municipal Income ETFRead Desk		0.35%	3.57%	+0.1%	+1.5%	+2.1%	new	new	−5.4%	$262M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

GCAL vs BNDX

GCAL

Goldman Sachs Dynamic California Municipal Income

[…]

BNDX

Vanguard Total International Bond

$10,239

MeasureGCALBNDX

Fee0.35%0.07%

Cost on $10k a year$35$7

Yield3.57%4.63%

5 years, per year[…]+0.5%

3 years, per year[…]+4.4%

Worst drop · 1Y−5.4%−3.2%

Volatility · 1Y3.3%3.8%

3–1measures won
BNDX first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

Overlap: GCAL, BNDX

Today

[…]holdings […]

GCALBNDX

GCAL—[…]

BNDX[…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$456most kept, BNDX

BNDX$463 − $7 = $456

GCAL$357 − $35 = $322

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee