GCAL vs VCIT

AGCAL

BVCIT

Measures won1–3VCIT wins · of 6 · 5Y

$10,000 · 5Y$10,508VCIT

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−4.9%VCIT · worst fall in 1Y

Held in common[…]GCAL and VCIT

GCAL

VCIT

Goldman Sachs Dynamic California Municipal Income ETF · $260MVanguard Intermediate-Term Corporate Bond ETF · $66.6B

[…]3 years · per year[…] · $12,368+7.3%

[…]5 years · per year[…] · $10,508+1.0%

0.35%Expense ratio$35 · $3 on $10k · lower wins0.03%

3.57%12-mo yield$357 · $502 on $10k5.02%

−5.4%Worst dropSmaller wins−4.9%

3.3%VolatilityLower wins4.5%

1–3VCIT wins

$10,000 · 5 yearsOne scale

Shared top holdingsGCAL · VCIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk		0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
2	AGCAL	Goldman Sachs Dynamic California Municipal Income ETFRead Desk		0.35%	3.57%	+0.1%	+1.3%	+1.9%	new	new	−5.4%	$260M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk		0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
2	AGCAL	Goldman Sachs Dynamic California Municipal Income ETFRead Desk		0.35%	3.57%	+0.1%	+1.3%	+1.9%	new	new	−5.4%	$260M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

GCAL vs VCIT

GCAL

Goldman Sachs Dynamic California Municipal Income

[…]

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,508

MeasureGCALVCIT

Fee0.35%0.03%

Cost on $10k a year$35$3

Yield3.57%5.02%

5 years, per year[…]+1.0%

3 years, per year[…]+7.3%

Worst drop · 1Y−5.4%−4.9%

Volatility · 1Y3.3%4.5%

3–1measures won
VCIT first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: GCAL, VCIT

Today

[…]holdings […]

GCALVCIT

GCAL—[…]

VCIT[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

GCAL$357 − $35 = $322

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee