GLD vs EFA

AGLD

BEFA

Measures won2–4EFA wins · of 6 · 5Y

$10,000 · 5Y$22,353GLD · VEA $15,197

Lowest cost0.03%VEA · $3 on $10k

Most income3.30%EFA · $330 on $10k

Smallest drop−11.4%EFA · worst fall in 1Y

Held in common[…]GLD and EFA

GLD

EFA

SPDR Gold Shares · $135BiShares MSCI EAFE ETF · $76.1B

+26.6%3 years · per year$20,300 · $16,576+18.3%

+17.5%5 years · per year$22,353 · $14,818+8.2%

0.40%Expense ratio$40 · $32 on $10k · lower wins0.32%

0.00%12-mo yield$0 · $330 on $10k3.30%

−28.3%Worst dropSmaller wins−11.4%

29.0%VolatilityLower wins16.3%

2–4EFA wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsGLD · EFA

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AGLD	SPDR Gold SharesRead Desk	0.40%	0.00%	−0.8%	−6.0%	+1.6%	+26.6%	+17.5%	−28.3%	$135.0B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
3	BEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.30%	−0.8%	+7.8%	+11.9%	+18.3%	+8.2%	−11.4%	$76.1B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AGLD	SPDR Gold SharesRead Desk	0.40%	0.00%	−0.8%	−6.0%	+1.6%	+26.6%	+17.5%	−28.3%	$135.0B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
3	BEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.30%	−0.8%	+7.8%	+11.9%	+18.3%	+8.2%	−11.4%	$76.1B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

GLD vs EFA

GLD

SPDR Gold Shares

$22,353

EFA

iShares MSCI EAFE

$14,818

MeasureGLDEFA

Fee0.40%0.32%

Cost on $10k a year$40$32

Yield0.00%3.30%

5 years, per year+17.5%+8.2%

3 years, per year+26.6%+18.3%

Worst drop · 1Y−28.3%−11.4%

Volatility · 1Y29.0%16.3%

4–2measures won
EFA first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$189B

1–1level

End-of-day Nov 6, 2026

GLDM vs GLD

YTD

SPDRGLDM

−5.8%

GLDSPDR

−6.0%

−5.8%Year to date−6.0%

0.10% · $10Fee · on $10k a year0.40% · $40

$30.5BAssets$135B

2–0GLDM wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: GLD, EFA, VEA

Today

63.2%most shared, EFA and VEA

GLDEFAVEA

GLD—[…][…]

EFA[…]—63.2%

VEA[…]63.2%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$298most kept, EFA

EFA$330 − $32 = $298

VEA$251 − $3 = $248

GLD$0 − $40 = −$40

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee