GLD vs EFA

AGLD

BEFA

Measures won2–4EFA wins · of 6 · 5Y

$10,000 · 5Y$22,656GLD · VEA $15,497

Lowest cost0.03%VEA · $3 on $10k

Most income3.21%EFA · $321 on $10k

Smallest drop−11.3%VXUS · worst fall in 1Y

Held in common[…]GLD and EFA

GLD

EFA

SPDR Gold Shares · $136BiShares MSCI EAFE ETF · $75.5B

+27.3%3 years · per year$20,613 · $16,732+18.7%

+17.8%5 years · per year$22,656 · $15,117+8.6%

0.40%Expense ratio$40 · $32 on $10k · lower wins0.32%

0.00%12-mo yield$0 · $321 on $10k3.21%

−28.3%Worst dropSmaller wins−11.4%

29.0%VolatilityLower wins16.6%

2–4EFA wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsGLD · EFA

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AGLD	SPDR Gold SharesRead Desk	0.40%	0.00%	+1.9%	−4.2%	+3.7%	+27.3%	+17.8%	−28.3%	$135.5B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
3	BEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.21%	+3.0%	+11.0%	+15.6%	+18.7%	+8.6%	−11.4%	$75.5B
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AGLD	SPDR Gold SharesRead Desk	0.40%	0.00%	+1.9%	−4.2%	+3.7%	+27.3%	+17.8%	−28.3%	$135.5B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
3	BEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.21%	+3.0%	+11.0%	+15.6%	+18.7%	+8.6%	−11.4%	$75.5B
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

GLD vs EFA

GLD

SPDR Gold Shares

$22,656

EFA

iShares MSCI EAFE

$15,117

MeasureGLDEFA

Fee0.40%0.32%

Cost on $10k a year$40$32

Yield0.00%3.21%

5 years, per year+17.8%+8.6%

3 years, per year+27.3%+18.7%

Worst drop · 1Y−28.3%−11.4%

Volatility · 1Y29.0%16.6%

4–2measures won
EFA first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.5%

+11.1%Year to date+11.5%

2.4%Yield3.0%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 9, 2026

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$187B

1–1level

End-of-day Nov 9, 2026

GLDM vs GLD

YTD

SPDRGLDM

−4.1%

GLDSPDR

−4.2%

−4.1%Year to date−4.2%

0.10% · $10Fee · on $10k a year0.40% · $40

$30.8BAssets$136B

2–0GLDM wins

End-of-day Nov 9, 2026

Overlap: GLD, EFA, VXUS, VEA

Today

65.4%most shared, VXUS and VEA

GLDEFAVXUSVEA

GLD—[…][…][…]

EFA[…]—45.7%63.0%

VXUS[…]45.7%—65.4%

VEA[…]63.0%65.4%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$289most kept, EFA

EFA$321 − $32 = $289

VEA$244 − $3 = $241

VXUS$239 − $5 = $234

GLD$0 − $40 = −$40

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee