GLD vs FNDF

AGLD

BFNDF

Measures won2–4FNDF wins · of 6 · 5Y

$10,000 · 5Y$22,340GLD · FNDF $19,326

Lowest cost0.05%VXUS · $5 on $10k

Most income2.99%FNDF · $299 on $10k

Smallest drop−10.6%FNDF · worst fall in 1Y

Held in common[…]GLD and FNDF

GLD

FNDF

SPDR Gold Shares · $131BSchwab Fundamental International Large Company Index ETF · $25.9B

+26.8%3 years · per year$20,397 · $19,830+25.6%

+17.4%5 years · per year$22,340 · $19,326+14.1%

0.40%Expense ratio$40 · $25 on $10k · lower wins0.25%

0.00%12-mo yield$0 · $299 on $10k2.99%

−28.3%Worst dropSmaller wins−10.6%

29.0%VolatilityLower wins16.4%

2–4FNDF wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsGLD · FNDF

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AGLD	SPDR Gold SharesRead Desk	0.40%	0.00%	+0.8%	−5.3%	+3.6%	+26.8%	+17.4%	−28.3%	$131.3B
2	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AGLD	SPDR Gold SharesRead Desk	0.40%	0.00%	+0.8%	−5.3%	+3.6%	+26.8%	+17.4%	−28.3%	$131.3B
2	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

GLD vs FNDF

GLD

SPDR Gold Shares

$22,340

FNDF

Schwab Fundamental International Large Company Index

$19,326

MeasureGLDFNDF

Fee0.40%0.25%

Cost on $10k a year$40$25

Yield0.00%2.99%

5 years, per year+17.4%+14.1%

3 years, per year+26.8%+25.6%

Worst drop · 1Y−28.3%−10.6%

Volatility · 1Y29.0%16.4%

4–2measures won
FNDF first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+7.9%

IXUSiShares

+8.2%

+7.9%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$58.4B

2–0IXUS wins

End-of-day Nov 5, 2026

GLDM vs GLD

YTD

SPDRGLDM

−5.8%

GLDSPDR

−5.3%

−5.8%Year to date−5.3%

0.10% · $10Fee · on $10k a year0.40% · $40

$29.7BAssets$131B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: GLD, FNDF, VXUS

Today

7.1%most shared, FNDF and VXUS

GLDFNDFVXUS

GLD—[…][…]

FNDF[…]—7.1%

VXUS[…]7.1%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$274most kept, FNDF

FNDF$299 − $25 = $274

VXUS$246 − $5 = $241

GLD$0 − $40 = −$40

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee