GLDM vs IEFA

AGLDM

BIEFA

Measures won2–4IEFA wins · of 6 · 5Y

$10,000 · 5Y$22,676GLDM · IEFA $14,591

Lowest cost0.05%VXUS · $5 on $10k

Most income3.47%IEFA · $347 on $10k

Smallest drop−11.3%VXUS · worst fall in 1Y

Held in common[…]GLDM and IEFA

GLDM

IEFA

SPDR Gold MiniShares Trust · $30.5BiShares Core MSCI EAFE ETF · $189B

+27.0%3 years · per year$20,492 · $16,646+18.5%

+17.8%5 years · per year$22,676 · $14,591+7.8%

0.10%Expense ratio$10 · $7 on $10k · lower wins0.07%

0.00%12-mo yield$0 · $347 on $10k3.47%

−28.0%Worst dropSmaller wins−11.5%

28.8%VolatilityLower wins16.2%

2–4IEFA wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsGLDM · IEFA

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AGLDM	SPDR Gold MiniShares TrustRead Desk	0.10%	0.00%	−0.8%	−5.8%	+2.0%	+27.0%	+17.8%	−28.0%	$30.5B
2	BIEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.47%	−0.8%	+7.7%	+11.9%	+18.5%	+7.8%	−11.5%	$188.8B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AGLDM	SPDR Gold MiniShares TrustRead Desk	0.10%	0.00%	−0.8%	−5.8%	+2.0%	+27.0%	+17.8%	−28.0%	$30.5B
2	BIEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.47%	−0.8%	+7.7%	+11.9%	+18.5%	+7.8%	−11.5%	$188.8B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

GLDM vs IEFA

GLDM

SPDR Gold MiniShares Trust

$22,676

IEFA

iShares Core MSCI EAFE

$14,591

MeasureGLDMIEFA

Fee0.10%0.07%

Cost on $10k a year$10$7

Yield0.00%3.47%

5 years, per year+17.8%+7.8%

3 years, per year+27.0%+18.5%

Worst drop · 1Y−28.0%−11.5%

Volatility · 1Y28.8%16.2%

4–2measures won
IEFA first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+8.1%

IXUSiShares

+8.2%

+8.1%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 6, 2026

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$189B

1–1level

End-of-day Nov 6, 2026

GLDM vs GLD

YTD

SPDRGLDM

−5.8%

GLDSPDR

−6.0%

−5.8%Year to date−6.0%

0.10% · $10Fee · on $10k a year0.40% · $40

$30.5BAssets$135B

2–0GLDM wins

End-of-day Nov 6, 2026

Overlap: GLDM, IEFA, VXUS

Today

50.0%most shared, IEFA and VXUS

GLDMIEFAVXUS

GLDM—[…][…]

IEFA[…]—50.0%

VXUS[…]50.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$340most kept, IEFA

IEFA$347 − $7 = $340

VXUS$245 − $5 = $240

GLDM$0 − $10 = −$10

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee