GPRF vs SPY

AGPRF

BSPY

Measures won3–1GPRF wins · of 6 · 5Y

$10,000 · 5Y$22,656GLD · SPY $17,493

Lowest cost0.09%SPY · $9 on $10k

Most income5.92%GPRF · $592 on $10k

Smallest drop−4.2%GPRF · worst fall in 1Y

Held in common0.0%GPRF and SPY

GPRF

SPY

Goldman Sachs Access U.S. Preferred Stock and Hybrid Securities ETF · $167MState Street SPDR S&P 500 ETF · $778B

[…]3 years · per year[…] · $18,118+21.9%

[…]5 years · per year[…] · $17,493+11.8%

0.45%Expense ratio$45 · $9 on $10k · lower wins0.09%

5.92%12-mo yield$592 · $101 on $10k1.01%

−4.2%Worst dropSmaller wins−8.9%

4.0%VolatilityLower wins13.7%

3–1GPRF wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsGPRF · SPY

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	GLD	SPDR Gold SharesRead Desk	0.40%	0.00%	+1.9%	−4.2%	+3.7%	+27.3%	+17.8%	−28.3%	$135.5B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
3	AGPRF	Goldman Sachs Access U.S. Preferred Stock and Hybrid Securities ETFRead Desk	0.45%	5.92%	+0.3%	−0.5%	−0.3%	new	new	−4.2%	$167M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	GLD	SPDR Gold SharesRead Desk	0.40%	0.00%	+1.9%	−4.2%	+3.7%	+27.3%	+17.8%	−28.3%	$135.5B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
3	AGPRF	Goldman Sachs Access U.S. Preferred Stock and Hybrid Securities ETFRead Desk	0.45%	5.92%	+0.3%	−0.5%	−0.3%	new	new	−4.2%	$167M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

GPRF vs SPY

GPRF

Goldman Sachs Access U.S. Preferred Stock and Hybrid Securities

[…]

SPY

SPDR S&P 500

$17,493

MeasureGPRFSPY

Fee0.45%0.09%

Cost on $10k a year$45$9

Yield5.92%1.01%

5 years, per year[…]+11.8%

3 years, per year[…]+21.9%

Worst drop · 1Y−4.2%−8.9%

Volatility · 1Y4.0%13.7%

3–1measures won
GPRF first

0.0%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

GLDM vs GLD

YTD

SPDRGLDM

−4.1%

GLDSPDR

−4.2%

−4.1%Year to date−4.2%

0.10% · $10Fee · on $10k a year0.40% · $40

$30.8BAssets$136B

2–0GLDM wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: GPRF, SPY, GLD

Today

0.0%most shared, GPRF and SPY

GPRFSPYGLD

GPRF—0.0%[…]

SPY0.0%—[…]

GLD[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$547most kept, GPRF

GPRF$592 − $45 = $547

SPY$101 − $9 = $92

GLD$0 − $40 = −$40

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee