GSLC vs FLQL

AGSLC

BFLQL

Measures won2–4FLQL wins · of 6 · 5Y

$10,000 · 5Y$17,769FLQL · IVV $17,151

Lowest cost0.03%IVV · $3 on $10k

Most income1.14%IVV · $114 on $10k

Smallest drop−8.9%IVV · worst fall in 1Y

Held in common57.2%GSLC and FLQL

GSLC

FLQL

Goldman Sachs ActiveBeta U.S. Large Cap Equity ETF · $15.6BFranklin U.S. Large Cap Multifactor Index ETF · $2.0B

+20.9%3 years · per year$17,687 · $18,022+21.7%

+10.4%5 years · per year$16,399 · $17,769+12.2%

0.09%Expense ratio$9 · $15 on $10k · lower wins0.15%

1.05%12-mo yield$105 · $113 on $10k1.13%

−9.5%Worst dropSmaller wins−9.0%

13.1%VolatilityLower wins15.1%

2–4FLQL wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsGSLC · FLQL

7.7%AAPL8.3%

7.2%NVDA6.6%

5.8%MSFT5.8%

3.6%AMZN3.5%

Held in common57.2%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BFLQL	Franklin U.S. Large Cap Multifactor Index ETFRead Desk	0.15%	1.13%	−4.9%	+6.7%	+8.2%	+21.7%	+12.2%	−9.0%	$2.0B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
3	AGSLC	Goldman Sachs ActiveBeta U.S. Large Cap Equity ETFRead Desk	0.09%	1.05%	−4.1%	+7.2%	+8.7%	+20.9%	+10.4%	−9.5%	$15.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BFLQL	Franklin U.S. Large Cap Multifactor Index ETFRead Desk	0.15%	1.13%	−4.9%	+6.7%	+8.2%	+21.7%	+12.2%	−9.0%	$2.0B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
3	AGSLC	Goldman Sachs ActiveBeta U.S. Large Cap Equity ETFRead Desk	0.09%	1.05%	−4.1%	+7.2%	+8.7%	+20.9%	+10.4%	−9.5%	$15.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

GSLC vs FLQL

GSLC

Goldman Sachs ActiveBeta U.S. Large Cap Equity

$16,399

FLQL

Franklin U.S. Large Cap Multifactor Index

$17,769

MeasureGSLCFLQL

Fee0.09%0.15%

Cost on $10k a year$9$15

Yield1.05%1.13%

5 years, per year+10.4%+12.2%

3 years, per year+20.9%+21.7%

Worst drop · 1Y−9.5%−9.0%

Volatility · 1Y13.1%15.1%

3–2measures won
FLQL first

57.2%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: GSLC, FLQL, IVV

Today

74.5%most shared, GSLC and IVV

GSLCFLQLIVV

GSLC—57.2%74.5%

FLQL57.2%—56.4%

IVV74.5%56.4%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$111most kept, IVV

IVV$114 − $3 = $111

FLQL$113 − $15 = $98

GSLC$105 − $9 = $96

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee