VUSB vs VCIT

AVUSB

BVCIT

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$12,225GSST · VUSB $12,028

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−0.2%GSST · worst fall in 1Y

Held in common[…]VUSB and VCIT

VUSB

VCIT

Vanguard Ultra-Short Bond ETF · $9.9BVanguard Intermediate-Term Corporate Bond ETF · $66.6B

+5.2%3 years · per year$11,635 · $12,129+6.6%

+3.8%5 years · per year$12,028 · $10,510+1.0%

0.10%Expense ratio$10 · $3 on $10k · lower wins0.03%

4.27%12-mo yield$427 · $502 on $10k5.02%

−0.4%Worst dropSmaller wins−4.9%

0.7%VolatilityLower wins4.5%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVUSB · VCIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	GSST	Goldman Sachs Ultra Short Bond ETFRead Desk	0.20%	4.18%	0.0%	+3.3%	+4.0%	+5.4%	+4.1%	−0.2%	$1.8B
2	AVUSB	Vanguard Ultra-Short Bond ETFRead Desk	0.10%	4.27%	0.0%	+3.0%	+3.7%	+5.2%	+3.8%	−0.4%	$9.9B
3	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	GSST	Goldman Sachs Ultra Short Bond ETFRead Desk	0.20%	4.18%	0.0%	+3.3%	+4.0%	+5.4%	+4.1%	−0.2%	$1.8B
2	AVUSB	Vanguard Ultra-Short Bond ETFRead Desk	0.10%	4.27%	0.0%	+3.0%	+3.7%	+5.2%	+3.8%	−0.4%	$9.9B
3	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VUSB vs VCIT

VUSB

Vanguard Ultra-Short Bond

$12,028

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,510

MeasureVUSBVCIT

Fee0.10%0.03%

Cost on $10k a year$10$3

Yield4.27%5.02%

5 years, per year+3.8%+1.0%

3 years, per year+5.2%+6.6%

Worst drop · 1Y−0.4%−4.9%

Volatility · 1Y0.7%4.5%

3–3measures won
level

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

Overlap: GSST, VUSB, VCIT

Today

[…]holdings […]

GSSTVUSBVCIT

GSST—[…][…]

VUSB[…]—[…]

VCIT[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

VUSB$427 − $10 = $417

GSST$418 − $20 = $398

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee