GSUS vs SPY

AGSUS

BSPY

Measures won1–4SPY wins · of 6 · 5Y

$10,000 · 5Y$18,115VOO · SPY $18,060

Lowest cost0.03%VOO · $3 on $10k

Most income1.05%VOO · $105 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common93.6%GSUS and SPY

GSUS

SPY

Goldman Sachs MarketBeta U.S. Equity ETF · $3.5BState Street SPDR S&P 500 ETF · $805B

+24.4%3 years · per year$19,267 · $19,132+24.1%

+12.2%5 years · per year$17,817 · $18,060+12.6%

0.09%Expense ratio$9 · $9 on $10k · lower wins0.09%

0.98%12-mo yield$98 · $99 on $10k0.99%

−9.2%Worst dropSmaller wins−8.9%

13.1%VolatilityLower wins12.9%

1–4SPY wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsGSUS · SPY

7.6%NVDA7.7%

7.5%AAPL7.4%

6.0%MSFT5.9%

3.8%AMZN3.8%

Held in common93.6%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	0.99%	+1.7%	+13.3%	+13.4%	+24.1%	+12.6%	−8.9%	$804.8B
3	AGSUS	Goldman Sachs MarketBeta U.S. Equity ETFRead Desk	0.09%	0.98%	+1.6%	+13.0%	+12.8%	+24.4%	+12.2%	−9.2%	$3.5B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	0.99%	+1.7%	+13.3%	+13.4%	+24.1%	+12.6%	−8.9%	$804.8B
3	AGSUS	Goldman Sachs MarketBeta U.S. Equity ETFRead Desk	0.09%	0.98%	+1.6%	+13.0%	+12.8%	+24.4%	+12.2%	−9.2%	$3.5B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

GSUS vs SPY

GSUS

Goldman Sachs MarketBeta U.S. Equity

$17,817

SPY

SPDR S&P 500

$18,060

MeasureGSUSSPY

Fee0.09%0.09%

Cost on $10k a year$9$9

Yield0.98%0.99%

5 years, per year+12.2%+12.6%

3 years, per year+24.4%+24.1%

Worst drop · 1Y−9.2%−8.9%

Volatility · 1Y13.1%12.9%

3–1measures won
SPY first

93.6%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

Overlap: GSUS, SPY, VOO

Today

94.5%most shared, SPY and VOO

GSUSSPYVOO

GSUS—93.6%89.8%

SPY93.6%—94.5%

VOO89.8%94.5%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$102most kept, VOO

VOO$105 − $3 = $102

SPY$99 − $9 = $90

GSUS$98 − $9 = $89

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee