VCIT vs IUSB

AVCIT

BIUSB

Measures won4–2VCIT wins · of 6 · 5Y

$10,000 · 5Y$10,493VCIT · IUSB $10,138

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−1.1%GTOS · worst fall in 1Y

Held in common[…]VCIT and IUSB

VCIT

IUSB

Vanguard Intermediate-Term Corporate Bond ETF · $66.6BiShares Core Universal USD Bond ETF · $50.4B

+6.9%3 years · per year$12,210 · $11,774+5.6%

+1.0%5 years · per year$10,493 · $10,138+0.3%

0.03%Expense ratio$3 · $6 on $10k · lower wins0.06%

5.02%12-mo yield$502 · $434 on $10k4.34%

−4.9%Worst dropSmaller wins−4.3%

4.5%VolatilityLower wins3.9%

4–2VCIT wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVCIT · IUSB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
2	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
4	GTOS	Invesco Short Duration Total Return Bond ETFRead Desk	0.31%	4.52%	+0.1%	+1.9%	+2.9%	+5.6%	new	−1.1%	$125M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
2	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
4	GTOS	Invesco Short Duration Total Return Bond ETFRead Desk	0.31%	4.52%	+0.1%	+1.9%	+2.9%	+5.6%	new	−1.1%	$125M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCIT vs IUSB

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,493

IUSB

iShares Core Universal USD Bond

$10,138

MeasureVCITIUSB

Fee0.03%0.06%

Cost on $10k a year$3$6

Yield5.02%4.34%

5 years, per year+1.0%+0.3%

3 years, per year+6.9%+5.6%

Worst drop · 1Y−4.9%−4.3%

Volatility · 1Y4.5%3.9%

4–2measures won
VCIT first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: GTOS, IUSB, VCIT, BND

Today

[…]holdings […]

GTOSIUSBVCITBND

GTOS—[…][…][…]

IUSB[…]—[…][…]

VCIT[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IUSB$434 − $6 = $428

GTOS$452 − $31 = $421

BND$412 − $3 = $409

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee