HAP vs SPY

AHAP

BSPY

Measures won2–4SPY wins · of 6 · 5Y

$10,000 · 5Y$17,426HAP · IVV $17,177

Lowest cost0.03%IVV · $3 on $10k

Most income1.87%HAP · $187 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common4.8%HAP and SPY

HAP

SPY

VanEck Natural Resources ETF · $321MState Street SPDR S&P 500 ETF · $819B

+18.7%3 years · per year$16,736 · $18,039+21.7%

+11.7%5 years · per year$17,426 · $17,118+11.3%

0.41%Expense ratio$41 · $9 on $10k · lower wins0.09%

1.87%12-mo yield$187 · $103 on $10k1.03%

−9.1%Worst dropSmaller wins−8.9%

16.3%VolatilityLower wins13.6%

2–4SPY wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsHAP · SPY

5.4%XOM1.1%

5.4%CVX0.7%

3.8%NEE0.3%

5.3%DE0.3%

Held in common4.8%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AHAP	VanEck Natural Resources ETFRead Desk	0.41%	1.87%	+0.2%	+21.0%	+30.6%	+18.7%	+11.7%	−9.1%	$321M
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
3	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AHAP	VanEck Natural Resources ETFRead Desk	0.41%	1.87%	+0.2%	+21.0%	+30.6%	+18.7%	+11.7%	−9.1%	$321M
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
3	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HAP vs SPY

HAP

VanEck Natural Resources

$17,426

SPY

SPDR S&P 500

$17,118

MeasureHAPSPY

Fee0.41%0.09%

Cost on $10k a year$41$9

Yield1.87%1.03%

5 years, per year+11.7%+11.3%

3 years, per year+18.7%+21.7%

Worst drop · 1Y−9.1%−8.9%

Volatility · 1Y16.3%13.6%

4–2measures won
SPY first

4.8%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: HAP, SPY, IVV

Today

99.9%most shared, SPY and IVV

HAPSPYIVV

HAP—4.8%4.8%

SPY4.8%—99.9%

IVV4.8%99.9%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$146most kept, HAP

HAP$187 − $41 = $146

IVV$114 − $3 = $111

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee