HAPI vs DIA

AHAPI

BDIA

Measures won3–2HAPI wins · of 6 · 5Y

$10,000 · 5Y$16,375DIA · VO $14,290

Lowest cost0.03%VO · $3 on $10k

Most income1.35%DIA · $135 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common34.0%HAPI and DIA

HAPI

DIA

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503MState Street SPDR Dow Jones Industrial Average ETF Trust · $44.9B

+23.9%3 years · per year$19,002 · $16,984+19.3%

[…]5 years · per year[…] · $16,375+10.4%

0.35%Expense ratio$35 · $16 on $10k · lower wins0.16%

0.77%12-mo yield$77 · $135 on $10k1.35%

−8.1%Worst dropSmaller wins−9.8%

12.2%VolatilityLower wins12.9%

3–2HAPI wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsHAPI · DIA

5.9%MSFT6.0%

5.9%AAPL3.8%

4.2%GOOGL3.2%

3.1%JPM3.9%

Held in common34.0%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BDIA	State Street SPDR Dow Jones Industrial Average ETF TrustRead Desk	0.16%	1.35%	+3.1%	+12.2%	+14.2%	+19.3%	+10.4%	−9.8%	$44.9B
2	VO	Vanguard Morningstar Mid-Cap ETFRead Desk	0.03%	1.34%	+0.9%	+14.7%	+15.3%	+20.7%	+7.4%	−8.2%	$103.4B
3	IJR	iShares Core S&P Small-Cap ETFRead Desk	0.06%	1.20%	+1.3%	+19.9%	+22.7%	+19.3%	+6.8%	−9.7%	$107.7B
4	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.77%	+2.0%	+12.3%	+13.6%	+23.9%	new	−8.1%	$503M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BDIA	State Street SPDR Dow Jones Industrial Average ETF TrustRead Desk	0.16%	1.35%	+3.1%	+12.2%	+14.2%	+19.3%	+10.4%	−9.8%	$44.9B
2	VO	Vanguard Morningstar Mid-Cap ETFRead Desk	0.03%	1.34%	+0.9%	+14.7%	+15.3%	+20.7%	+7.4%	−8.2%	$103.4B
3	IJR	iShares Core S&P Small-Cap ETFRead Desk	0.06%	1.20%	+1.3%	+19.9%	+22.7%	+19.3%	+6.8%	−9.7%	$107.7B
4	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.77%	+2.0%	+12.3%	+13.6%	+23.9%	new	−8.1%	$503M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HAPI vs DIA

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

DIA

SPDR Dow Jones Industrial Average ETF Trust

$16,375

MeasureHAPIDIA

Fee0.35%0.16%

Cost on $10k a year$35$16

Yield0.77%1.35%

5 years, per year[…]+10.4%

3 years, per year+23.9%+19.3%

Worst drop · 1Y−8.1%−9.8%

Volatility · 1Y12.2%12.9%

3–2measures won
HAPI first

34.0%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

Overlap: HAPI, DIA, VO, IJR

Today

34.0%most shared, HAPI and DIA

HAPIDIAVOIJR

HAPI—34.0%13.7%0.1%

DIA34.0%—1.1%0.0%

VO13.7%1.1%—0.0%

IJR0.1%0.0%0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$131most kept, VO

VO$134 − $3 = $131

DIA$135 − $16 = $119

IJR$120 − $6 = $114

HAPI$77 − $35 = $42

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee