HAPI vs IJH

AHAPI

BIJH

Measures won3–2HAPI wins · of 6 · 5Y

$10,000 · 5Y$14,620IJH · IJR $13,920

Lowest cost0.05%IJH · $5 on $10k

Most income1.21%IJH · $121 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common0.2%HAPI and IJH

HAPI

IJH

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503MiShares Core S&P Mid-Cap ETF · $125B

+23.9%3 years · per year$19,002 · $16,594+18.4%

[…]5 years · per year[…] · $14,620+7.9%

0.35%Expense ratio$35 · $5 on $10k · lower wins0.05%

0.77%12-mo yield$77 · $121 on $10k1.21%

−8.1%Worst dropSmaller wins−8.8%

12.2%VolatilityLower wins15.0%

3–2HAPI wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsHAPI · IJH

0.1%PINS0.3%

0.0%CTVA0.2%

0.0%RYAN0.1%

Held in common0.2%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BIJH	iShares Core S&P Mid-Cap ETFRead Desk	0.05%	1.21%	+0.6%	+13.9%	+16.4%	+18.4%	+7.9%	−8.8%	$125.4B
2	IJR	iShares Core S&P Small-Cap ETFRead Desk	0.06%	1.20%	+1.3%	+19.9%	+22.7%	+19.3%	+6.8%	−9.7%	$107.7B
3	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.77%	+2.0%	+12.3%	+13.6%	+23.9%	new	−8.1%	$503M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BIJH	iShares Core S&P Mid-Cap ETFRead Desk	0.05%	1.21%	+0.6%	+13.9%	+16.4%	+18.4%	+7.9%	−8.8%	$125.4B
2	IJR	iShares Core S&P Small-Cap ETFRead Desk	0.06%	1.20%	+1.3%	+19.9%	+22.7%	+19.3%	+6.8%	−9.7%	$107.7B
3	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.77%	+2.0%	+12.3%	+13.6%	+23.9%	new	−8.1%	$503M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HAPI vs IJH

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

IJH

iShares Core S&P Mid-Cap

$14,620

MeasureHAPIIJH

Fee0.35%0.05%

Cost on $10k a year$35$5

Yield0.77%1.21%

5 years, per year[…]+7.9%

3 years, per year+23.9%+18.4%

Worst drop · 1Y−8.1%−8.8%

Volatility · 1Y12.2%15.0%

3–2measures won
HAPI first

0.2%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

Overlap: HAPI, IJH, IJR

Today

0.2%most shared, HAPI and IJH

HAPIIJHIJR

HAPI—0.2%0.1%

IJH0.2%—0.0%

IJR0.1%0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$116most kept, IJH

IJH$121 − $5 = $116

IJR$120 − $6 = $114

HAPI$77 − $35 = $42

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee