HAPI vs IJR

AHAPI

BIJR

Measures won3–2HAPI wins · of 6 · 5Y

$10,000 · 5Y$17,153VUG · IJR $13,920

Lowest cost0.03%VUG · $3 on $10k

Most income1.20%IJR · $120 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common0.1%HAPI and IJR

HAPI

IJR

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $491MiShares Core S&P Small-Cap ETF · $106B

+23.9%3 years · per year$19,002 · $16,979+19.3%

[…]5 years · per year[…] · $13,920+6.8%

0.35%Expense ratio$35 · $6 on $10k · lower wins0.06%

0.77%12-mo yield$77 · $120 on $10k1.20%

−8.1%Worst dropSmaller wins−9.7%

12.2%VolatilityLower wins15.8%

3–2HAPI wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsHAPI · IJR

0.0%TTD0.3%

0.0%BLDR0.4%

0.0%MBGL0.3%

0.0%VGNT0.2%

Held in common0.1%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.40%	+1.5%	+6.3%	+3.4%	+25.4%	+11.4%	−16.1%	$232.9B
2	BIJR	iShares Core S&P Small-Cap ETFRead Desk	0.06%	1.20%	+1.3%	+19.9%	+22.7%	+19.3%	+6.8%	−9.7%	$106.1B
3	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.77%	+2.0%	+12.3%	+13.6%	+23.9%	new	−8.1%	$491M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.40%	+1.5%	+6.3%	+3.4%	+25.4%	+11.4%	−16.1%	$232.9B
2	BIJR	iShares Core S&P Small-Cap ETFRead Desk	0.06%	1.20%	+1.3%	+19.9%	+22.7%	+19.3%	+6.8%	−9.7%	$106.1B
3	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.77%	+2.0%	+12.3%	+13.6%	+23.9%	new	−8.1%	$491M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HAPI vs IJR

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

IJR

iShares Core S&P Small-Cap

$13,920

MeasureHAPIIJR

Fee0.35%0.06%

Cost on $10k a year$35$6

Yield0.77%1.20%

5 years, per year[…]+6.8%

3 years, per year+23.9%+19.3%

Worst drop · 1Y−8.1%−9.7%

Volatility · 1Y12.2%15.8%

3–2measures won
HAPI first

0.1%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

VUG vs SCHG

YTD

VanguardVUG

+6.3%

SCHGSchwab

+6.8%

+6.3%Year to date+6.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$61.1B

1–1level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

Overlap: HAPI, IJR, VUG

Today

43.7%most shared, HAPI and VUG

HAPIIJRVUG

HAPI—0.1%43.7%

IJR0.1%—0.0%

VUG43.7%0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$114most kept, IJR

IJR$120 − $6 = $114

HAPI$77 − $35 = $42

VUG$40 − $3 = $37

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee