VUG vs HAPI

AVUG

BHAPI

Measures won2–3HAPI wins · of 6 · 5Y

$10,000 · 5Y$17,545IVV · VUG $16,565

Lowest cost0.03%IVV · $3 on $10k

Most income1.11%IVV · $111 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common43.8%VUG and HAPI

VUG

HAPI

Vanguard Morningstar Growth ETF · $233BHarbor Human Capital Factor US Large Cap ETF (HAPI) · $483M

+22.9%3 years · per year$18,569 · $18,105+21.9%

+10.6%5 years · per year$16,565 · […][…]

0.03%Expense ratio$3 · $35 on $10k · lower wins0.35%

0.41%12-mo yield$41 · $78 on $10k0.78%

−15.1%Worst dropSmaller wins−8.1%

19.1%VolatilityLower wins12.9%

2–3HAPI wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVUG · HAPI

12.5%AAPL6.2%

9.7%MSFT6.1%

13.5%NVDA4.7%

5.2%GOOGL4.3%

Held in common43.8%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$852.9B
2	AVUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.41%	+2.8%	+4.2%	+4.7%	+22.9%	+10.6%	−15.1%	$232.9B
3	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.78%	+2.4%	+10.6%	+13.6%	+21.9%	new	−8.1%	$483M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$852.9B
2	AVUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.41%	+2.8%	+4.2%	+4.7%	+22.9%	+10.6%	−15.1%	$232.9B
3	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.78%	+2.4%	+10.6%	+13.6%	+21.9%	new	−8.1%	$483M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VUG vs HAPI

VUG

Vanguard Morningstar Growth

$16,565

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

MeasureVUGHAPI

Fee0.03%0.35%

Cost on $10k a year$3$35

Yield0.41%0.78%

5 years, per year+10.6%[…]

3 years, per year+22.9%+21.9%

Worst drop · 1Y−15.1%−8.1%

Volatility · 1Y19.1%12.9%

3–2measures won
HAPI first

43.8%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VUG vs SCHG

YTD

VanguardVUG

+4.2%

SCHGSchwab

+4.8%

+4.2%Year to date+4.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.7B

1–1level

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026

Overlap: HAPI, IVV, VUG

Today

55.1%most shared, IVV and VUG

HAPIIVVVUG

HAPI—50.7%43.8%

IVV50.7%—55.1%

VUG43.8%55.1%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$108most kept, IVV

IVV$111 − $3 = $108

HAPI$78 − $35 = $43

VUG$41 − $3 = $38

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee