HAPI vs IWB

AHAPI

BIWB

Measures won2–2level · of 6 · 5Y

$10,000 · 5Y$18,352VTV · IWB $17,459

Lowest cost0.03%VTV · $3 on $10k

Most income1.80%VTV · $180 on $10k

Smallest drop−6.4%VTV · worst fall in 1Y

Held in common48.0%HAPI and IWB

HAPI

IWB

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $491MiShares Russell 1000 ETF · $47.8B

+23.9%3 years · per year$19,002 · $19,023+23.9%

[…]5 years · per year[…] · $17,459+11.8%

0.35%Expense ratio$35 · $15 on $10k · lower wins0.15%

0.77%12-mo yield$77 · $91 on $10k0.91%

−8.1%Worst dropSmaller wins−8.9%

12.2%VolatilityLower wins12.9%

2–2Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsHAPI · IWB

5.9%AAPL6.9%

5.9%MSFT5.5%

5.1%NVDA6.9%

5.7%AMZN3.5%

Held in common48.0%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VTV	Vanguard Morningstar Value ETFRead Desk	0.03%	1.80%	+1.5%	+22.8%	+27.5%	+22.9%	+12.9%	−6.4%	$184.2B
2	BIWB	iShares Russell 1000 ETFRead Desk	0.15%	0.91%	+1.5%	+13.0%	+13.2%	+23.9%	+11.8%	−8.9%	$47.8B
3	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.77%	+2.0%	+12.3%	+13.6%	+23.9%	new	−8.1%	$491M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VTV	Vanguard Morningstar Value ETFRead Desk	0.03%	1.80%	+1.5%	+22.8%	+27.5%	+22.9%	+12.9%	−6.4%	$184.2B
2	BIWB	iShares Russell 1000 ETFRead Desk	0.15%	0.91%	+1.5%	+13.0%	+13.2%	+23.9%	+11.8%	−8.9%	$47.8B
3	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.77%	+2.0%	+12.3%	+13.6%	+23.9%	new	−8.1%	$491M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HAPI vs IWB

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

IWB

iShares Russell 1000

$17,459

MeasureHAPIIWB

Fee0.35%0.15%

Cost on $10k a year$35$15

Yield0.77%0.91%

5 years, per year[…]+11.8%

3 years, per year+23.9%+23.9%

Worst drop · 1Y−8.1%−8.9%

Volatility · 1Y12.2%12.9%

2–2measures won
level

48.0%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

VTV vs SCHV

YTD

VanguardVTV

+22.8%

SCHVSchwab

+20.4%

+22.8%Year to date+20.4%

1.8%Yield1.8%

$184BAssets$15.7B

1–0VTV wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

Overlap: HAPI, IWB, VTV

Today

48.0%most shared, HAPI and IWB

HAPIIWBVTV

HAPI—48.0%35.3%

IWB48.0%—40.9%

VTV35.3%40.9%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$177most kept, VTV

VTV$180 − $3 = $177

IWB$91 − $15 = $76

HAPI$77 − $35 = $42

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee