HAPI vs IWB

AHAPI

BIWB

Measures won3–2HAPI wins · of 6 · 5Y

$10,000 · 5Y$17,626VTV · IWB $16,543

Lowest cost0.03%VTV · $3 on $10k

Most income1.86%VTV · $186 on $10k

Smallest drop−6.4%VTV · worst fall in 1Y

Held in common48.4%HAPI and IWB

HAPI

IWB

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503MiShares Russell 1000 ETF · $46.4B

+22.1%3 years · per year$18,219 · $18,083+21.8%

[…]5 years · per year[…] · $16,543+10.6%

0.35%Expense ratio$35 · $15 on $10k · lower wins0.15%

0.80%12-mo yield$80 · $95 on $10k0.95%

−8.1%Worst dropSmaller wins−8.9%

12.8%VolatilityLower wins13.6%

3–2HAPI wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsHAPI · IWB

6.1%AAPL7.1%

6.2%MSFT5.8%

4.9%NVDA6.6%

5.9%AMZN3.6%

Held in common48.4%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VTV	Vanguard Morningstar Value ETFRead Desk	0.03%	1.86%	−3.1%	+19.0%	+24.0%	+21.3%	+12.0%	−6.4%	$184.2B
2	BIWB	iShares Russell 1000 ETFRead Desk	0.15%	0.95%	−4.3%	+8.1%	+9.6%	+21.8%	+10.6%	−8.9%	$46.4B
3	VO	Vanguard Morningstar Mid-Cap ETFRead Desk	0.03%	1.39%	−3.5%	+10.7%	+12.4%	+18.9%	+6.4%	−8.2%	$103.4B
4	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−3.7%	+8.2%	+10.5%	+22.1%	new	−8.1%	$503M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VTV	Vanguard Morningstar Value ETFRead Desk	0.03%	1.86%	−3.1%	+19.0%	+24.0%	+21.3%	+12.0%	−6.4%	$184.2B
2	BIWB	iShares Russell 1000 ETFRead Desk	0.15%	0.95%	−4.3%	+8.1%	+9.6%	+21.8%	+10.6%	−8.9%	$46.4B
3	VO	Vanguard Morningstar Mid-Cap ETFRead Desk	0.03%	1.39%	−3.5%	+10.7%	+12.4%	+18.9%	+6.4%	−8.2%	$103.4B
4	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−3.7%	+8.2%	+10.5%	+22.1%	new	−8.1%	$503M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HAPI vs IWB

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

IWB

iShares Russell 1000

$16,543

MeasureHAPIIWB

Fee0.35%0.15%

Cost on $10k a year$35$15

Yield0.80%0.95%

5 years, per year[…]+10.6%

3 years, per year+22.1%+21.8%

Worst drop · 1Y−8.1%−8.9%

Volatility · 1Y12.8%13.6%

3–2measures won
HAPI first

48.4%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VTV vs SCHV

YTD

VanguardVTV

+19.0%

SCHVSchwab

+16.6%

+19.0%Year to date+16.6%

1.9%Yield1.8%

$184BAssets$15.4B

2–0VTV wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: HAPI, IWB, VTV, VO

Today

48.4%most shared, HAPI and IWB

HAPIIWBVTVVO

HAPI—48.4%35.3%13.5%

IWB48.4%—40.8%15.9%

VTV35.3%40.8%—28.5%

VO13.5%15.9%28.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$183most kept, VTV

VTV$186 − $3 = $183

VO$139 − $3 = $136

IWB$95 − $15 = $80

HAPI$80 − $35 = $45

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee