HAPI vs JEPI

AHAPI

BJEPI

Measures won1–3JEPI wins · of 6 · 5Y

$10,000 · 5Y$16,375SCHD · VUG $16,052

Lowest cost0.03%VUG · $3 on $10k

Most income8.09%JEPI · $809 on $10k

Smallest drop−6.7%JEPI · worst fall in 1Y

Held in common30.2%HAPI and JEPI

HAPI

JEPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503MJPMorgan Equity Premium Income ETF · $46.1B

+22.1%3 years · per year$18,219 · $13,674+11.0%

[…]5 years · per year[…] · $14,108+7.1%

0.35%Expense ratio$35 · $35 on $10k · lower wins0.35%

0.80%12-mo yield$80 · $809 on $10k8.09%

−8.1%Worst dropSmaller wins−6.7%

12.8%VolatilityLower wins8.8%

1–3JEPI wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsHAPI · JEPI

6.2%MSFT2.0%

6.1%AAPL1.9%

5.9%AMZN1.9%

1.8%MA2.0%

Held in common30.2%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$122.9B
2	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.43%	−5.5%	+0.5%	−0.6%	+22.8%	+9.9%	−15.1%	$232.9B
3	BJEPI	JPMorgan Equity Premium Income ETFRead Desk	0.35%	8.09%	−3.3%	+5.2%	+8.3%	+11.0%	+7.1%	−6.7%	$46.1B
4	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−3.7%	+8.2%	+10.5%	+22.1%	new	−8.1%	$503M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$122.9B
2	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.43%	−5.5%	+0.5%	−0.6%	+22.8%	+9.9%	−15.1%	$232.9B
3	BJEPI	JPMorgan Equity Premium Income ETFRead Desk	0.35%	8.09%	−3.3%	+5.2%	+8.3%	+11.0%	+7.1%	−6.7%	$46.1B
4	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−3.7%	+8.2%	+10.5%	+22.1%	new	−8.1%	$503M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HAPI vs JEPI

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

JEPI

JPMorgan Equity Premium Income

$14,108

MeasureHAPIJEPI

Fee0.35%0.35%

Cost on $10k a year$35$35

Yield0.80%8.09%

5 years, per year[…]+7.1%

3 years, per year+22.1%+11.0%

Worst drop · 1Y−8.1%−6.7%

Volatility · 1Y12.8%8.8%

3–1measures won
JEPI first

30.2%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

VUG vs SCHG

YTD

VanguardVUG

+0.5%

SCHGSchwab

+0.9%

+0.5%Year to date+0.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$62.5B

1–1level

End-of-day Nov 5, 2026

Overlap: HAPI, JEPI, SCHD, VUG

Today

43.9%most shared, HAPI and VUG

HAPIJEPISCHDVUG

HAPI—30.2%9.5%43.9%

JEPI30.2%—8.1%27.2%

SCHD9.5%8.1%—0.8%

VUG43.9%27.2%0.8%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$774most kept, JEPI

JEPI$809 − $35 = $774

SCHD$298 − $6 = $292

HAPI$80 − $35 = $45

VUG$43 − $3 = $40

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee