HAPI vs VO

AHAPI

BVO

Measures won3–2HAPI wins · of 6 · 5Y

$10,000 · 5Y$13,867VO

Lowest cost0.03%VO · $3 on $10k

Most income12.39%JEPQ · $1,239 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common13.5%HAPI and VO

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483MVanguard Morningstar Mid-Cap ETF · $103B

+21.9%3 years · per year$18,105 · $16,763+18.8%

[…]5 years · per year[…] · $13,867+6.8%

0.35%Expense ratio$35 · $3 on $10k · lower wins0.03%

0.78%12-mo yield$78 · $135 on $10k1.35%

−8.1%Worst dropSmaller wins−8.2%

12.9%VolatilityLower wins13.1%

3–2HAPI wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsHAPI · VO

0.6%CEG0.8%

0.5%VLO1.1%

0.5%MSI0.7%

0.4%ADSK0.4%

Held in common13.5%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BVO	Vanguard Morningstar Mid-Cap ETFRead Desk	0.03%	1.35%	+2.7%	+13.6%	+15.6%	+18.8%	+6.8%	−8.2%	$103.4B
2	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.78%	+2.4%	+10.6%	+13.6%	+21.9%	new	−8.1%	$483M
3	JEPQ	JPMorgan Nasdaq Equity Premium Income ETFRead Desk	0.35%	12.39%	+3.2%	+6.6%	+9.2%	+18.2%	new	−11.5%	$40.7B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BVO	Vanguard Morningstar Mid-Cap ETFRead Desk	0.03%	1.35%	+2.7%	+13.6%	+15.6%	+18.8%	+6.8%	−8.2%	$103.4B
2	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.78%	+2.4%	+10.6%	+13.6%	+21.9%	new	−8.1%	$483M
3	JEPQ	JPMorgan Nasdaq Equity Premium Income ETFRead Desk	0.35%	12.39%	+3.2%	+6.6%	+9.2%	+18.2%	new	−11.5%	$40.7B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HAPI vs VO

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

Vanguard Morningstar Mid-Cap

$13,867

MeasureHAPIVO

Fee0.35%0.03%

Cost on $10k a year$35$3

Yield0.78%1.35%

5 years, per year[…]+6.8%

3 years, per year+21.9%+18.8%

Worst drop · 1Y−8.1%−8.2%

Volatility · 1Y12.9%13.1%

3–2measures won
HAPI first

13.5%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

Overlap: HAPI, JEPQ, VO

Today

36.4%most shared, HAPI and JEPQ

HAPIJEPQVO

HAPI—36.4%13.5%

JEPQ36.4%—4.4%

VO13.5%4.4%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$1,204most kept, JEPQ

JEPQ$1,239 − $35 = $1,204

VO$135 − $3 = $132

HAPI$78 − $35 = $43

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee