HAPI vs QQQ

AHAPI

BQQQ

Measures won3–2HAPI wins · of 6 · 5Y

$10,000 · 5Y$17,352QQQ · IVV $17,151

Lowest cost0.03%IVV · $3 on $10k

Most income1.14%IVV · $114 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common41.6%HAPI and QQQ

HAPI

QQQ

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503MInvesco QQQ Trust, Series 1 · $465B

+22.1%3 years · per year$18,219 · $18,756+23.3%

[…]5 years · per year[…] · $17,352+11.7%

0.35%Expense ratio$35 · $18 on $10k · lower wins0.18%

0.80%12-mo yield$80 · $48 on $10k0.48%

−8.1%Worst dropSmaller wins−14.8%

12.8%VolatilityLower wins21.3%

3–2HAPI wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsHAPI · QQQ

6.2%MSFT6.7%

6.1%AAPL8.3%

4.9%NVDA7.8%

5.9%AMZN4.7%

Held in common41.6%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BQQQ	Invesco QQQ Trust, Series 1Read Desk	0.18%	0.48%	−6.5%	+5.7%	+5.0%	+23.3%	+11.7%	−14.8%	$464.6B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$886.8B
3	IWF	iShares Russell 1000 Growth ETFRead Desk	0.18%	0.39%	−6.4%	−6.5%	−7.6%	+19.5%	+8.9%	−14.6%	$120.5B
4	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−3.7%	+8.2%	+10.5%	+22.1%	new	−8.1%	$503M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BQQQ	Invesco QQQ Trust, Series 1Read Desk	0.18%	0.48%	−6.5%	+5.7%	+5.0%	+23.3%	+11.7%	−14.8%	$464.6B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$886.8B
3	IWF	iShares Russell 1000 Growth ETFRead Desk	0.18%	0.39%	−6.4%	−6.5%	−7.6%	+19.5%	+8.9%	−14.6%	$120.5B
4	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−3.7%	+8.2%	+10.5%	+22.1%	new	−8.1%	$503M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HAPI vs QQQ

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

QQQ

Invesco QQQ Trust

$17,352

MeasureHAPIQQQ

Fee0.35%0.18%

Cost on $10k a year$35$18

Yield0.80%0.48%

5 years, per year[…]+11.7%

3 years, per year+22.1%+23.3%

Worst drop · 1Y−8.1%−14.8%

Volatility · 1Y12.8%21.3%

3–2measures won
HAPI first

41.6%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

QQQM vs QQQ

YTD

InvescoQQQM

+5.9%

QQQInvesco

+5.7%

+5.9%Year to date+5.7%

0.15% · $15Fee · on $10k a year0.18% · $18

$106BAssets$465B

2–0QQQM wins

End-of-day Nov 5, 2026

VUG vs SCHG

YTD

VanguardVUG

+0.5%

SCHGSchwab

+0.9%

+0.5%Year to date+0.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$62.5B

1–1level

End-of-day Nov 5, 2026

Overlap: HAPI, QQQ, IWF, IVV

Today

58.1%most shared, QQQ and IWF

HAPIQQQIWFIVV

HAPI—41.6%43.8%50.6%

QQQ41.6%—58.1%52.8%

IWF43.8%58.1%—56.4%

IVV50.6%52.8%56.4%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$111most kept, IVV

IVV$114 − $3 = $111

HAPI$80 − $35 = $45

QQQ$48 − $18 = $30

IWF$39 − $18 = $21

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee