HAPI vs QQQ

AHAPI

BQQQ

Measures won3–2HAPI wins · of 6 · 5Y

$10,000 · 5Y$17,626VTV · QQQ $17,352

Lowest cost0.03%VTV · $3 on $10k

Most income1.86%VTV · $186 on $10k

Smallest drop−6.4%VTV · worst fall in 1Y

Held in common41.6%HAPI and QQQ

HAPI

QQQ

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503MInvesco QQQ Trust, Series 1 · $465B

+22.1%3 years · per year$18,219 · $18,756+23.3%

[…]5 years · per year[…] · $17,352+11.7%

0.35%Expense ratio$35 · $18 on $10k · lower wins0.18%

0.80%12-mo yield$80 · $48 on $10k0.48%

−8.1%Worst dropSmaller wins−14.8%

12.8%VolatilityLower wins21.3%

3–2HAPI wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsHAPI · QQQ

6.2%MSFT6.7%

6.1%AAPL8.3%

4.9%NVDA7.8%

5.9%AMZN4.7%

Held in common41.6%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VTV	Vanguard Morningstar Value ETFRead Desk	0.03%	1.86%	−3.1%	+19.0%	+24.0%	+21.3%	+12.0%	−6.4%	$184.2B
2	BQQQ	Invesco QQQ Trust, Series 1Read Desk	0.18%	0.48%	−6.5%	+5.7%	+5.0%	+23.3%	+11.7%	−14.8%	$464.6B
3	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−3.7%	+8.2%	+10.5%	+22.1%	new	−8.1%	$503M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VTV	Vanguard Morningstar Value ETFRead Desk	0.03%	1.86%	−3.1%	+19.0%	+24.0%	+21.3%	+12.0%	−6.4%	$184.2B
2	BQQQ	Invesco QQQ Trust, Series 1Read Desk	0.18%	0.48%	−6.5%	+5.7%	+5.0%	+23.3%	+11.7%	−14.8%	$464.6B
3	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−3.7%	+8.2%	+10.5%	+22.1%	new	−8.1%	$503M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HAPI vs QQQ

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

QQQ

Invesco QQQ Trust

$17,352

MeasureHAPIQQQ

Fee0.35%0.18%

Cost on $10k a year$35$18

Yield0.80%0.48%

5 years, per year[…]+11.7%

3 years, per year+22.1%+23.3%

Worst drop · 1Y−8.1%−14.8%

Volatility · 1Y12.8%21.3%

3–2measures won
HAPI first

41.6%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

QQQM vs QQQ

YTD

InvescoQQQM

+5.9%

QQQInvesco

+5.7%

+5.9%Year to date+5.7%

0.15% · $15Fee · on $10k a year0.18% · $18

$106BAssets$465B

2–0QQQM wins

End-of-day Nov 5, 2026

VTV vs SCHV

YTD

VanguardVTV

+19.0%

SCHVSchwab

+16.6%

+19.0%Year to date+16.6%

1.9%Yield1.8%

$184BAssets$15.9B

2–0VTV wins

End-of-day Nov 5, 2026

TQQQ vs QQQ

YTD

ProSharesTQQQ

−3.7%

QQQInvesco

+5.7%

−3.7%Year to date+5.7%

0.94% · $94Fee · on $10k a year0.18% · $18

$33.2BAssets$465B

2–0QQQ wins

End-of-day Nov 5, 2026

Overlap: HAPI, QQQ, VTV

Today

41.6%most shared, HAPI and QQQ

HAPIQQQVTV

HAPI—41.6%35.3%

QQQ41.6%—18.1%

VTV35.3%18.1%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$183most kept, VTV

VTV$186 − $3 = $183

HAPI$80 − $35 = $45

QQQ$48 − $18 = $30

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee