HAPI vs QQQ

AHAPI

BQQQ

Measures won3–2HAPI wins · of 6 · 5Y

$10,000 · 5Y$18,763QQQ · VUG $17,153

Lowest cost0.03%VUG · $3 on $10k

Most income0.77%HAPI · $77 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common41.2%HAPI and QQQ

HAPI

QQQ

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503MInvesco QQQ Trust, Series 1 · $465B

+23.9%3 years · per year$19,002 · $20,153+26.3%

[…]5 years · per year[…] · $18,763+13.4%

0.35%Expense ratio$35 · $18 on $10k · lower wins0.18%

0.77%12-mo yield$77 · $45 on $10k0.45%

−8.1%Worst dropSmaller wins−11.7%

12.2%VolatilityLower wins20.3%

3–2HAPI wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsHAPI · QQQ

5.9%MSFT6.3%

5.9%AAPL7.9%

5.1%NVDA8.1%

5.7%AMZN4.4%

Held in common41.2%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BQQQ	Invesco QQQ Trust, Series 1Read Desk	0.18%	0.45%	+1.0%	+13.0%	+10.0%	+26.3%	+13.4%	−11.7%	$464.6B
2	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.40%	+1.5%	+6.3%	+3.4%	+25.4%	+11.4%	−16.1%	$232.9B
3	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.77%	+2.0%	+12.3%	+13.6%	+23.9%	new	−8.1%	$503M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BQQQ	Invesco QQQ Trust, Series 1Read Desk	0.18%	0.45%	+1.0%	+13.0%	+10.0%	+26.3%	+13.4%	−11.7%	$464.6B
2	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.40%	+1.5%	+6.3%	+3.4%	+25.4%	+11.4%	−16.1%	$232.9B
3	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.77%	+2.0%	+12.3%	+13.6%	+23.9%	new	−8.1%	$503M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HAPI vs QQQ

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

QQQ

Invesco QQQ Trust

$18,763

MeasureHAPIQQQ

Fee0.35%0.18%

Cost on $10k a year$35$18

Yield0.77%0.45%

5 years, per year[…]+13.4%

3 years, per year+23.9%+26.3%

Worst drop · 1Y−8.1%−11.7%

Volatility · 1Y12.2%20.3%

3–2measures won
HAPI first

41.2%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

QQQM vs QQQ

YTD

InvescoQQQM

+13.1%

QQQInvesco

+13.0%

+13.1%Year to date+13.0%

0.15% · $15Fee · on $10k a year0.18% · $18

$106BAssets$465B

2–0QQQM wins

End-of-day Nov 4, 2026

VUG vs SCHG

YTD

VanguardVUG

+6.3%

SCHGSchwab

+6.8%

+6.3%Year to date+6.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$62.5B

1–1level

End-of-day Nov 4, 2026

TQQQ vs QQQ

YTD

ProSharesTQQQ

+18.8%

QQQInvesco

+13.0%

+18.8%Year to date+13.0%

0.94% · $94Fee · on $10k a year0.18% · $18

$33.2BAssets$465B

1–1level

End-of-day Nov 4, 2026

Overlap: HAPI, QQQ, VUG

Today

60.8%most shared, QQQ and VUG

HAPIQQQVUG

HAPI—41.2%43.7%

QQQ41.2%—60.8%

VUG43.7%60.8%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$42most kept, HAPI

HAPI$77 − $35 = $42

VUG$40 − $3 = $37

QQQ$45 − $18 = $27

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee