HAPI vs SCHB

AHAPI

BSCHB

Measures won2–3SCHB wins · of 6 · 5Y

$10,000 · 5Y$16,348SCHB · IWF $15,330

Lowest cost0.03%SCHB · $3 on $10k

Most income1.04%SCHB · $104 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common46.7%HAPI and SCHB

HAPI

SCHB

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503MSchwab U.S. Broad Market ETF · $44.9B

+23.9%3 years · per year$19,002 · $19,056+24.0%

[…]5 years · per year[…] · $17,270+11.5%

0.35%Expense ratio$35 · $3 on $10k · lower wins0.03%

0.77%12-mo yield$77 · $104 on $10k1.04%

−8.1%Worst dropSmaller wins−8.9%

12.2%VolatilityLower wins13.1%

2–3SCHB wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsHAPI · SCHB

6.1%AAPL6.9%

6.2%MSFT5.6%

4.9%NVDA6.5%

5.9%AMZN3.5%

Held in common46.7%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSCHB	Schwab U.S. Broad Market ETFRead Desk	0.03%	1.04%	+1.5%	+13.3%	+13.3%	+24.0%	+11.5%	−8.9%	$44.9B
2	IWF	iShares Russell 1000 Growth ETFRead Desk	0.18%	0.37%	+0.4%	−0.1%	−3.0%	+22.3%	+10.6%	−15.6%	$120.5B
3	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.77%	+2.0%	+12.3%	+13.6%	+23.9%	new	−8.1%	$503M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSCHB	Schwab U.S. Broad Market ETFRead Desk	0.03%	1.04%	+1.5%	+13.3%	+13.3%	+24.0%	+11.5%	−8.9%	$44.9B
2	IWF	iShares Russell 1000 Growth ETFRead Desk	0.18%	0.37%	+0.4%	−0.1%	−3.0%	+22.3%	+10.6%	−15.6%	$120.5B
3	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.77%	+2.0%	+12.3%	+13.6%	+23.9%	new	−8.1%	$503M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HAPI vs SCHB

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

SCHB

Schwab U.S. Broad Market

$17,270

MeasureHAPISCHB

Fee0.35%0.03%

Cost on $10k a year$35$3

Yield0.77%1.04%

5 years, per year[…]+11.5%

3 years, per year+23.9%+24.0%

Worst drop · 1Y−8.1%−8.9%

Volatility · 1Y12.2%13.1%

3–2measures won
SCHB first

46.7%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VTI vs ITOT

YTD

VanguardVTI

+13.4%

ITOTiShares

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$689BAssets$97.0B

1–0VTI wins

End-of-day Nov 5, 2026

VUG vs SCHG

YTD

VanguardVUG

+6.3%

SCHGSchwab

+6.8%

+6.3%Year to date+6.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$62.5B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: HAPI, SCHB, IWF

Today

53.3%most shared, SCHB and IWF

HAPISCHBIWF

HAPI—46.7%43.8%

SCHB46.7%—53.3%

IWF43.8%53.3%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$101most kept, SCHB

SCHB$104 − $3 = $101

HAPI$77 − $35 = $42

IWF$37 − $18 = $19

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee