HAPI vs VTV

AHAPI

BVTV

Measures won1–4VTV wins · of 6 · 5Y

$10,000 · 5Y$17,865VTV · SCHB $16,699

Lowest cost0.03%SCHB · $3 on $10k

Most income1.83%VTV · $183 on $10k

Smallest drop−6.4%VTV · worst fall in 1Y

Held in common35.4%HAPI and VTV

HAPI

VTV

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483MVanguard Morningstar Value ETF · $184B

+21.8%3 years · per year$18,077 · $17,700+21.0%

[…]5 years · per year[…] · $17,865+12.3%

0.35%Expense ratio$35 · $3 on $10k · lower wins0.03%

0.78%12-mo yield$78 · $183 on $10k1.83%

−8.1%Worst dropSmaller wins−6.4%

12.9%VolatilityLower wins10.8%

1–4VTV wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsHAPI · VTV

3.1%JPM3.3%

1.5%JNJ2.4%

2.2%CVX1.5%

2.7%CSCO1.4%

Held in common35.4%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BVTV	Vanguard Morningstar Value ETFRead Desk	0.03%	1.83%	+2.0%	+20.9%	+25.4%	+21.0%	+12.3%	−6.4%	$184.2B
2	SCHB	Schwab U.S. Broad Market ETFRead Desk	0.03%	1.06%	+2.4%	+11.4%	+13.7%	+21.8%	+10.8%	−8.9%	$43.2B
3	IWF	iShares Russell 1000 Growth ETFRead Desk	0.18%	0.39%	+1.3%	−5.3%	−6.5%	+19.4%	+9.1%	−14.6%	$114.6B
4	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.78%	+2.2%	+10.4%	+13.5%	+21.8%	new	−8.1%	$483M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BVTV	Vanguard Morningstar Value ETFRead Desk	0.03%	1.83%	+2.0%	+20.9%	+25.4%	+21.0%	+12.3%	−6.4%	$184.2B
2	SCHB	Schwab U.S. Broad Market ETFRead Desk	0.03%	1.06%	+2.4%	+11.4%	+13.7%	+21.8%	+10.8%	−8.9%	$43.2B
3	IWF	iShares Russell 1000 Growth ETFRead Desk	0.18%	0.39%	+1.3%	−5.3%	−6.5%	+19.4%	+9.1%	−14.6%	$114.6B
4	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.78%	+2.2%	+10.4%	+13.5%	+21.8%	new	−8.1%	$483M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HAPI vs VTV

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

VTV

Vanguard Morningstar Value

$17,865

MeasureHAPIVTV

Fee0.35%0.03%

Cost on $10k a year$35$3

Yield0.78%1.83%

5 years, per year[…]+12.3%

3 years, per year+21.8%+21.0%

Worst drop · 1Y−8.1%−6.4%

Volatility · 1Y12.9%10.8%

4–1measures won
VTV first

35.4%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.6%

+11.6%Year to date+11.6%

1.1%Yield1.0%

$689BAssets$93.2B

1–0VTI wins

End-of-day Nov 9, 2026

VUG vs SCHG

YTD

VanguardVUG

+4.2%

SCHGSchwab

+4.8%

+4.2%Year to date+4.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.7B

1–1level

End-of-day Nov 9, 2026

VTV vs SCHV

YTD

VanguardVTV

+20.9%

SCHVSchwab

+18.7%

+20.9%Year to date+18.7%

1.8%Yield1.8%

$184BAssets$15.4B

1–0VTV wins

End-of-day Nov 9, 2026

Overlap: HAPI, SCHB, VTV, IWF

Today

52.6%most shared, SCHB and IWF

HAPISCHBVTVIWF

HAPI—46.9%35.4%44.0%

SCHB46.9%—39.6%52.6%

VTV35.4%39.6%—11.8%

IWF44.0%52.6%11.8%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$180most kept, VTV

VTV$183 − $3 = $180

SCHB$106 − $3 = $103

HAPI$78 − $35 = $43

IWF$39 − $18 = $21

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee