HAPI vs IWF

AHAPI

BIWF

Measures won4–1HAPI wins · of 6 · 5Y

$10,000 · 5Y$17,005VIG · SCHD $16,881

Lowest cost0.04%VIG · $4 on $10k

Most income2.91%SCHD · $291 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common43.6%HAPI and IWF

HAPI

IWF

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503MiShares Russell 1000 Growth ETF · $121B

+23.9%3 years · per year$19,002 · $18,310+22.3%

[…]5 years · per year[…] · $16,559+10.6%

0.35%Expense ratio$35 · $18 on $10k · lower wins0.18%

0.77%12-mo yield$77 · $37 on $10k0.37%

−8.1%Worst dropSmaller wins−15.6%

12.2%VolatilityLower wins18.3%

4–1HAPI wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsHAPI · IWF

5.9%MSFT6.1%

5.9%AAPL8.1%

5.1%NVDA15.1%

4.2%GOOGL5.1%

Held in common43.6%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VIG	Vanguard Dividend Appreciation ETFRead Desk	0.04%	1.44%	+2.1%	+16.4%	+18.9%	+20.6%	+11.2%	−7.9%	$109.1B
2	SCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.91%	+1.9%	+35.3%	+41.6%	+21.4%	+11.0%	−6.9%	$122.9B
3	BIWF	iShares Russell 1000 Growth ETFRead Desk	0.18%	0.37%	+0.4%	−0.1%	−3.0%	+22.3%	+10.6%	−15.6%	$120.5B
4	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.77%	+2.0%	+12.3%	+13.6%	+23.9%	new	−8.1%	$503M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VIG	Vanguard Dividend Appreciation ETFRead Desk	0.04%	1.44%	+2.1%	+16.4%	+18.9%	+20.6%	+11.2%	−7.9%	$109.1B
2	SCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.91%	+1.9%	+35.3%	+41.6%	+21.4%	+11.0%	−6.9%	$122.9B
3	BIWF	iShares Russell 1000 Growth ETFRead Desk	0.18%	0.37%	+0.4%	−0.1%	−3.0%	+22.3%	+10.6%	−15.6%	$120.5B
4	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.77%	+2.0%	+12.3%	+13.6%	+23.9%	new	−8.1%	$503M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HAPI vs IWF

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

IWF

iShares Russell 1000 Growth

$16,559

MeasureHAPIIWF

Fee0.35%0.18%

Cost on $10k a year$35$18

Yield0.77%0.37%

5 years, per year[…]+10.6%

3 years, per year+23.9%+22.3%

Worst drop · 1Y−8.1%−15.6%

Volatility · 1Y12.2%18.3%

4–1measures won
HAPI first

43.6%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

VUG vs SCHG

YTD

VanguardVUG

+6.3%

SCHGSchwab

+6.8%

+6.3%Year to date+6.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$62.5B

1–1level

End-of-day Nov 4, 2026

DGRO vs VIG

YTD

iSharesDGRO

+20.6%

VIGVanguard

+16.4%

+20.6%Year to date+16.4%

1.8%Yield1.4%

$46.1BAssets$109B

2–0DGRO wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

Overlap: HAPI, VIG, IWF, SCHD

Today

43.6%most shared, HAPI and IWF

HAPIVIGIWFSCHD

HAPI—40.3%43.6%9.6%

VIG40.3%—32.4%14.5%

IWF43.6%32.4%—3.6%

SCHD9.6%14.5%3.6%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$285most kept, SCHD

SCHD$291 − $6 = $285

VIG$144 − $4 = $140

HAPI$77 − $35 = $42

IWF$37 − $18 = $19

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee