HAPI vs QQQ

AHAPI

BQQQ

Measures won3–2HAPI wins · of 6 · 5Y

$10,000 · 5Y$18,068QQQ · VO $13,867

Lowest cost0.03%VO · $3 on $10k

Most income1.35%VO · $135 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common41.8%HAPI and QQQ

HAPI

QQQ

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483MInvesco QQQ Trust, Series 1 · $446B

+21.9%3 years · per year$18,105 · $19,011+23.9%

[…]5 years · per year[…] · $18,068+12.6%

0.35%Expense ratio$35 · $18 on $10k · lower wins0.18%

0.78%12-mo yield$78 · $46 on $10k0.46%

−8.1%Worst dropSmaller wins−14.8%

12.9%VolatilityLower wins21.5%

3–2HAPI wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsHAPI · QQQ

6.2%AAPL8.5%

6.1%MSFT6.7%

6.0%AMZN4.8%

4.7%NVDA7.7%

Held in common41.8%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BQQQ	Invesco QQQ Trust, Series 1Read Desk	0.18%	0.46%	+3.5%	+11.0%	+11.6%	+23.9%	+12.6%	−14.8%	$446.1B
2	VO	Vanguard Morningstar Mid-Cap ETFRead Desk	0.03%	1.35%	+2.7%	+13.6%	+15.6%	+18.8%	+6.8%	−8.2%	$103.4B
3	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.78%	+2.4%	+10.6%	+13.6%	+21.9%	new	−8.1%	$483M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BQQQ	Invesco QQQ Trust, Series 1Read Desk	0.18%	0.46%	+3.5%	+11.0%	+11.6%	+23.9%	+12.6%	−14.8%	$446.1B
2	VO	Vanguard Morningstar Mid-Cap ETFRead Desk	0.03%	1.35%	+2.7%	+13.6%	+15.6%	+18.8%	+6.8%	−8.2%	$103.4B
3	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.78%	+2.4%	+10.6%	+13.6%	+21.9%	new	−8.1%	$483M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HAPI vs QQQ

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

QQQ

Invesco QQQ Trust

$18,068

MeasureHAPIQQQ

Fee0.35%0.18%

Cost on $10k a year$35$18

Yield0.78%0.46%

5 years, per year[…]+12.6%

3 years, per year+21.9%+23.9%

Worst drop · 1Y−8.1%−14.8%

Volatility · 1Y12.9%21.5%

3–2measures won
HAPI first

41.8%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

QQQM vs QQQ

YTD

InvescoQQQM

+10.9%

QQQInvesco

+11.0%

+10.9%Year to date+11.0%

0.15% · $15Fee · on $10k a year0.18% · $18

$103BAssets$446B

1–1level

End-of-day Nov 9, 2026

TQQQ vs QQQ

YTD

ProSharesTQQQ

+9.9%

QQQInvesco

+11.0%

+9.9%Year to date+11.0%

0.94% · $94Fee · on $10k a year0.18% · $18

$32.1BAssets$446B

2–0QQQ wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: HAPI, VO, QQQ

Today

41.8%most shared, HAPI and QQQ

HAPIVOQQQ

HAPI—13.5%41.8%

VO13.5%—9.2%

QQQ41.8%9.2%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$132most kept, VO

VO$135 − $3 = $132

HAPI$78 − $35 = $43

QQQ$46 − $18 = $28

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee