HAPI vs VOO

AHAPI

BVOO

Measures won2–3VOO wins · of 6 · 5Y

$10,000 · 5Y$18,352VTV · VOO $18,115

Lowest cost0.03%VOO · $3 on $10k

Most income1.80%VTV · $180 on $10k

Smallest drop−6.4%VTV · worst fall in 1Y

Held in common49.9%HAPI and VOO

HAPI

VOO

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $491MVanguard S&P 500 ETF · $1.00T

+23.9%3 years · per year$19,002 · $19,172+24.2%

[…]5 years · per year[…] · $18,115+12.6%

0.35%Expense ratio$35 · $3 on $10k · lower wins0.03%

0.77%12-mo yield$77 · $105 on $10k1.05%

−8.1%Worst dropSmaller wins−8.9%

12.2%VolatilityLower wins12.8%

2–3VOO wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsHAPI · VOO

5.9%AAPL7.4%

5.9%MSFT5.8%

5.1%NVDA8.4%

5.7%AMZN3.7%

Held in common49.9%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VTV	Vanguard Morningstar Value ETFRead Desk	0.03%	1.80%	+1.5%	+22.8%	+27.5%	+22.9%	+12.9%	−6.4%	$184.2B
2	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T
3	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.77%	+2.0%	+12.3%	+13.6%	+23.9%	new	−8.1%	$491M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VTV	Vanguard Morningstar Value ETFRead Desk	0.03%	1.80%	+1.5%	+22.8%	+27.5%	+22.9%	+12.9%	−6.4%	$184.2B
2	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T
3	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.77%	+2.0%	+12.3%	+13.6%	+23.9%	new	−8.1%	$491M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HAPI vs VOO

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

VOO

Vanguard S&P 500

$18,115

MeasureHAPIVOO

Fee0.35%0.03%

Cost on $10k a year$35$3

Yield0.77%1.05%

5 years, per year[…]+12.6%

3 years, per year+23.9%+24.2%

Worst drop · 1Y−8.1%−8.9%

Volatility · 1Y12.2%12.8%

3–2measures won
VOO first

49.9%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026

VTV vs SCHV

YTD

VanguardVTV

+22.8%

SCHVSchwab

+20.4%

+22.8%Year to date+20.4%

1.8%Yield1.8%

$184BAssets$15.7B

1–0VTV wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$872B

0–0level

End-of-day Nov 4, 2026

Overlap: HAPI, VOO, VTV

Today

49.9%most shared, HAPI and VOO

HAPIVOOVTV

HAPI—49.9%35.3%

VOO49.9%—41.1%

VTV35.3%41.1%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$177most kept, VTV

VTV$180 − $3 = $177

VOO$105 − $3 = $102

HAPI$77 − $35 = $42

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee