HAPI vs VTV

AHAPI

BVTV

Measures won1–4VTV wins · of 6 · 5Y

$10,000 · 5Y$17,585VTV · QQQ $17,509

Lowest cost0.03%VTV · $3 on $10k

Most income1.87%VTV · $187 on $10k

Smallest drop−6.4%VTV · worst fall in 1Y

Held in common35.4%HAPI and VTV

HAPI

VTV

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503MVanguard Morningstar Value ETF · $184B

+21.7%3 years · per year$18,006 · $17,687+20.9%

[…]5 years · per year[…] · $17,585+12.0%

0.35%Expense ratio$35 · $3 on $10k · lower wins0.03%

0.80%12-mo yield$80 · $187 on $10k1.87%

−8.1%Worst dropSmaller wins−6.4%

12.7%VolatilityLower wins10.7%

1–4VTV wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsHAPI · VTV

3.1%JPM3.3%

1.5%JNJ2.4%

2.2%CVX1.5%

2.7%CSCO1.4%

Held in common35.4%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BVTV	Vanguard Morningstar Value ETFRead Desk	0.03%	1.87%	−0.4%	+18.5%	+22.9%	+20.9%	+12.0%	−6.4%	$184.2B
2	QQQ	Invesco QQQ Trust, Series 1Read Desk	0.18%	0.47%	+1.4%	+7.2%	+5.8%	+23.2%	+11.9%	−14.8%	$469.3B
3	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−0.2%	+8.0%	+9.9%	+21.7%	new	−8.1%	$503M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BVTV	Vanguard Morningstar Value ETFRead Desk	0.03%	1.87%	−0.4%	+18.5%	+22.9%	+20.9%	+12.0%	−6.4%	$184.2B
2	QQQ	Invesco QQQ Trust, Series 1Read Desk	0.18%	0.47%	+1.4%	+7.2%	+5.8%	+23.2%	+11.9%	−14.8%	$469.3B
3	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−0.2%	+8.0%	+9.9%	+21.7%	new	−8.1%	$503M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HAPI vs VTV

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

VTV

Vanguard Morningstar Value

$17,585

MeasureHAPIVTV

Fee0.35%0.03%

Cost on $10k a year$35$3

Yield0.80%1.87%

5 years, per year[…]+12.0%

3 years, per year+21.7%+20.9%

Worst drop · 1Y−8.1%−6.4%

Volatility · 1Y12.7%10.7%

4–1measures won
VTV first

35.4%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

QQQM vs QQQ

YTD

InvescoQQQM

+7.2%

QQQInvesco

+7.2%

+7.2%Year to date+7.2%

0.15% · $15Fee · on $10k a year0.18% · $18

$107BAssets$469B

1–0QQQM wins

End-of-day Nov 6, 2026

VTV vs SCHV

YTD

VanguardVTV

+18.5%

SCHVSchwab

+16.2%

+18.5%Year to date+16.2%

1.9%Yield1.8%

$184BAssets$15.4B

2–0VTV wins

End-of-day Nov 6, 2026

TQQQ vs QQQ

YTD

ProSharesTQQQ

−0.3%

QQQInvesco

+7.2%

−0.3%Year to date+7.2%

0.94% · $94Fee · on $10k a year0.18% · $18

$27.1BAssets$469B

2–0QQQ wins

End-of-day Nov 6, 2026

Overlap: HAPI, VTV, QQQ

Today

41.9%most shared, HAPI and QQQ

HAPIVTVQQQ

HAPI—35.4%41.9%

VTV35.4%—17.6%

QQQ41.9%17.6%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$184most kept, VTV

VTV$187 − $3 = $184

HAPI$80 − $35 = $45

QQQ$47 − $18 = $29

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee