HAPI vs VTV

AHAPI

BVTV

Measures won1–4VTV wins · of 6 · 5Y

$10,000 · 5Y$18,352VTV · VOO $18,115

Lowest cost0.03%VTV · $3 on $10k

Most income1.80%VTV · $180 on $10k

Smallest drop−6.4%VTV · worst fall in 1Y

Held in common35.3%HAPI and VTV

HAPI

VTV

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503MVanguard Morningstar Value ETF · $184B

+23.9%3 years · per year$19,002 · $18,551+22.9%

[…]5 years · per year[…] · $18,352+12.9%

0.35%Expense ratio$35 · $3 on $10k · lower wins0.03%

0.77%12-mo yield$77 · $180 on $10k1.80%

−8.1%Worst dropSmaller wins−6.4%

12.2%VolatilityLower wins10.2%

1–4VTV wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsHAPI · VTV

3.1%JPM3.3%

1.5%JNJ2.4%

2.3%CVX1.5%

2.9%CSCO1.4%

Held in common35.3%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BVTV	Vanguard Morningstar Value ETFRead Desk	0.03%	1.80%	+1.5%	+22.8%	+27.5%	+22.9%	+12.9%	−6.4%	$184.2B
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T
3	IWF	iShares Russell 1000 Growth ETFRead Desk	0.18%	0.37%	+0.4%	−0.1%	−3.0%	+22.3%	+10.6%	−15.6%	$120.5B
4	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.77%	+2.0%	+12.3%	+13.6%	+23.9%	new	−8.1%	$503M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BVTV	Vanguard Morningstar Value ETFRead Desk	0.03%	1.80%	+1.5%	+22.8%	+27.5%	+22.9%	+12.9%	−6.4%	$184.2B
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T
3	IWF	iShares Russell 1000 Growth ETFRead Desk	0.18%	0.37%	+0.4%	−0.1%	−3.0%	+22.3%	+10.6%	−15.6%	$120.5B
4	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.77%	+2.0%	+12.3%	+13.6%	+23.9%	new	−8.1%	$503M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HAPI vs VTV

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

VTV

Vanguard Morningstar Value

$18,352

MeasureHAPIVTV

Fee0.35%0.03%

Cost on $10k a year$35$3

Yield0.77%1.80%

5 years, per year[…]+12.9%

3 years, per year+23.9%+22.9%

Worst drop · 1Y−8.1%−6.4%

Volatility · 1Y12.2%10.2%

4–1measures won
VTV first

35.3%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VUG vs SCHG

YTD

VanguardVUG

+6.3%

SCHGSchwab

+6.8%

+6.3%Year to date+6.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$62.5B

1–1level

End-of-day Nov 4, 2026

VTV vs SCHV

YTD

VanguardVTV

+22.8%

SCHVSchwab

+20.4%

+22.8%Year to date+20.4%

1.8%Yield1.8%

$184BAssets$15.9B

1–0VTV wins

End-of-day Nov 4, 2026

Overlap: HAPI, VTV, VOO, IWF

Today

59.1%most shared, VOO and IWF

HAPIVTVVOOIWF

HAPI—35.3%49.9%43.6%

VTV35.3%—41.1%12.1%

VOO49.9%41.1%—59.1%

IWF43.6%12.1%59.1%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$177most kept, VTV

VTV$180 − $3 = $177

VOO$105 − $3 = $102

HAPI$77 − $35 = $42

IWF$37 − $18 = $19

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee