HAPI vs VUG

AHAPI

BVUG

Measures won3–2HAPI wins · of 6 · 5Y

$10,000 · 5Y$17,352QQQ · VUG $16,052

Lowest cost0.03%VUG · $3 on $10k

Most income0.80%HAPI · $80 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common43.9%HAPI and VUG

HAPI

VUG

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503MVanguard Morningstar Growth ETF · $233B

+22.1%3 years · per year$18,219 · $18,532+22.8%

[…]5 years · per year[…] · $16,052+9.9%

0.35%Expense ratio$35 · $3 on $10k · lower wins0.03%

0.80%12-mo yield$80 · $43 on $10k0.43%

−8.1%Worst dropSmaller wins−15.1%

12.8%VolatilityLower wins19.0%

3–2HAPI wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsHAPI · VUG

6.2%MSFT9.7%

6.1%AAPL12.5%

4.9%NVDA13.5%

5.9%AMZN4.3%

Held in common43.9%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	QQQ	Invesco QQQ Trust, Series 1Read Desk	0.18%	0.48%	−6.5%	+5.7%	+5.0%	+23.3%	+11.7%	−14.8%	$464.6B
2	BVUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.43%	−5.5%	+0.5%	−0.6%	+22.8%	+9.9%	−15.1%	$232.9B
3	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−3.7%	+8.2%	+10.5%	+22.1%	new	−8.1%	$503M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	QQQ	Invesco QQQ Trust, Series 1Read Desk	0.18%	0.48%	−6.5%	+5.7%	+5.0%	+23.3%	+11.7%	−14.8%	$464.6B
2	BVUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.43%	−5.5%	+0.5%	−0.6%	+22.8%	+9.9%	−15.1%	$232.9B
3	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−3.7%	+8.2%	+10.5%	+22.1%	new	−8.1%	$503M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HAPI vs VUG

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

VUG

Vanguard Morningstar Growth

$16,052

MeasureHAPIVUG

Fee0.35%0.03%

Cost on $10k a year$35$3

Yield0.80%0.43%

5 years, per year[…]+9.9%

3 years, per year+22.1%+22.8%

Worst drop · 1Y−8.1%−15.1%

Volatility · 1Y12.8%19.0%

3–2measures won
HAPI first

43.9%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

QQQM vs QQQ

YTD

InvescoQQQM

+5.9%

QQQInvesco

+5.7%

+5.9%Year to date+5.7%

0.15% · $15Fee · on $10k a year0.18% · $18

$106BAssets$465B

2–0QQQM wins

End-of-day Nov 5, 2026

VUG vs SCHG

YTD

VanguardVUG

+0.5%

SCHGSchwab

+0.9%

+0.5%Year to date+0.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$62.5B

1–1level

End-of-day Nov 5, 2026

TQQQ vs QQQ

YTD

ProSharesTQQQ

−3.7%

QQQInvesco

+5.7%

−3.7%Year to date+5.7%

0.94% · $94Fee · on $10k a year0.18% · $18

$33.2BAssets$465B

2–0QQQ wins

End-of-day Nov 5, 2026

Overlap: HAPI, VUG, QQQ

Today

61.1%most shared, VUG and QQQ

HAPIVUGQQQ

HAPI—43.9%41.6%

VUG43.9%—61.1%

QQQ41.6%61.1%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$45most kept, HAPI

HAPI$80 − $35 = $45

VUG$43 − $3 = $40

QQQ$48 − $18 = $30

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee