HAPI vs QQQ

AHAPI

BQQQ

Measures won3–2HAPI wins · of 6 · 5Y

$10,000 · 5Y$17,509QQQ · VUG $16,124

Lowest cost0.03%VUG · $3 on $10k

Most income0.80%HAPI · $80 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common41.9%HAPI and QQQ

HAPI

QQQ

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503MInvesco QQQ Trust, Series 1 · $469B

+21.7%3 years · per year$18,006 · $18,694+23.2%

[…]5 years · per year[…] · $17,509+11.9%

0.35%Expense ratio$35 · $18 on $10k · lower wins0.18%

0.80%12-mo yield$80 · $47 on $10k0.47%

−8.1%Worst dropSmaller wins−14.8%

12.7%VolatilityLower wins21.3%

3–2HAPI wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsHAPI · QQQ

6.2%AAPL8.7%

6.2%MSFT6.9%

6.0%AMZN4.9%

4.6%NVDA7.6%

Held in common41.9%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BQQQ	Invesco QQQ Trust, Series 1Read Desk	0.18%	0.47%	+1.4%	+7.2%	+5.8%	+23.2%	+11.9%	−14.8%	$469.3B
2	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.42%	+0.9%	+1.4%	+0.2%	+22.6%	+10.0%	−15.1%	$232.9B
3	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−0.2%	+8.0%	+9.9%	+21.7%	new	−8.1%	$503M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BQQQ	Invesco QQQ Trust, Series 1Read Desk	0.18%	0.47%	+1.4%	+7.2%	+5.8%	+23.2%	+11.9%	−14.8%	$469.3B
2	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.42%	+0.9%	+1.4%	+0.2%	+22.6%	+10.0%	−15.1%	$232.9B
3	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−0.2%	+8.0%	+9.9%	+21.7%	new	−8.1%	$503M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HAPI vs QQQ

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

QQQ

Invesco QQQ Trust

$17,509

MeasureHAPIQQQ

Fee0.35%0.18%

Cost on $10k a year$35$18

Yield0.80%0.47%

5 years, per year[…]+11.9%

3 years, per year+21.7%+23.2%

Worst drop · 1Y−8.1%−14.8%

Volatility · 1Y12.7%21.3%

3–2measures won
HAPI first

41.9%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

QQQM vs QQQ

YTD

InvescoQQQM

+7.2%

QQQInvesco

+7.2%

+7.2%Year to date+7.2%

0.15% · $15Fee · on $10k a year0.18% · $18

$107BAssets$469B

1–0QQQM wins

End-of-day Nov 6, 2026

VUG vs SCHG

YTD

VanguardVUG

+1.4%

SCHGSchwab

+1.9%

+1.4%Year to date+1.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.1B

1–1level

End-of-day Nov 6, 2026

TQQQ vs QQQ

YTD

ProSharesTQQQ

−0.3%

QQQInvesco

+7.2%

−0.3%Year to date+7.2%

0.94% · $94Fee · on $10k a year0.18% · $18

$27.1BAssets$469B

2–0QQQ wins

End-of-day Nov 6, 2026

Overlap: HAPI, VUG, QQQ

Today

61.3%most shared, VUG and QQQ

HAPIVUGQQQ

HAPI—43.6%41.9%

VUG43.6%—61.3%

QQQ41.9%61.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$45most kept, HAPI

HAPI$80 − $35 = $45

VUG$42 − $3 = $39

QQQ$47 − $18 = $29

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee