HAPI vs VXF

AHAPI

BVXF

Measures won3–2HAPI wins · of 6 · 5Y

$10,000 · 5Y$16,526DFAC · IJH $13,830

Lowest cost0.05%VXF · $5 on $10k

Most income1.26%IJH · $126 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common0.9%HAPI and VXF

HAPI

VXF

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503MVanguard Extended Market ETF · $30.2B

+22.1%3 years · per year$18,219 · $17,165+19.7%

[…]5 years · per year[…] · $12,303+4.2%

0.35%Expense ratio$35 · $5 on $10k · lower wins0.05%

0.80%12-mo yield$80 · $109 on $10k1.09%

−8.1%Worst dropSmaller wins−11.0%

12.8%VolatilityLower wins17.9%

3–2HAPI wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsHAPI · VXF

0.1%CRDO0.4%

0.1%NTRA0.7%

0.1%PINS0.1%

0.1%MKL0.3%

Held in common0.9%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	DFAC	Dimensional - US Core Equity 2 ETFRead Desk	0.21%	0.90%	−4.0%	+11.2%	+14.3%	+21.2%	+10.6%	−8.5%	$89.2B
2	IJH	iShares Core S&P Mid-Cap ETFRead Desk	0.05%	1.26%	−3.9%	+9.5%	+12.9%	+16.5%	+6.7%	−8.8%	$125.4B
3	BVXF	Vanguard Extended Market ETFRead Desk	0.05%	1.09%	−4.7%	+7.3%	+8.6%	+19.7%	+4.2%	−11.0%	$30.2B
4	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−3.7%	+8.2%	+10.5%	+22.1%	new	−8.1%	$503M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	DFAC	Dimensional - US Core Equity 2 ETFRead Desk	0.21%	0.90%	−4.0%	+11.2%	+14.3%	+21.2%	+10.6%	−8.5%	$89.2B
2	IJH	iShares Core S&P Mid-Cap ETFRead Desk	0.05%	1.26%	−3.9%	+9.5%	+12.9%	+16.5%	+6.7%	−8.8%	$125.4B
3	BVXF	Vanguard Extended Market ETFRead Desk	0.05%	1.09%	−4.7%	+7.3%	+8.6%	+19.7%	+4.2%	−11.0%	$30.2B
4	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−3.7%	+8.2%	+10.5%	+22.1%	new	−8.1%	$503M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HAPI vs VXF

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

VXF

Vanguard Extended Market

$12,303

MeasureHAPIVXF

Fee0.35%0.05%

Cost on $10k a year$35$5

Yield0.80%1.09%

5 years, per year[…]+4.2%

3 years, per year+22.1%+19.7%

Worst drop · 1Y−8.1%−11.0%

Volatility · 1Y12.8%17.9%

3–2measures won
HAPI first

0.9%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: HAPI, VXF, DFAC, IJH

Today

41.9%most shared, HAPI and DFAC

HAPIVXFDFACIJH

HAPI—0.9%41.9%0.2%

VXF0.9%—21.8%40.1%

DFAC41.9%21.8%—11.4%

IJH0.2%40.1%11.4%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$121most kept, IJH

IJH$126 − $5 = $121

VXF$109 − $5 = $104

DFAC$90 − $21 = $69

HAPI$80 − $35 = $45

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee