HAPI vs VXF

AHAPI

BVXF

Measures won3–2HAPI wins · of 6 · 5Y

$10,000 · 5Y$17,417DFAC · IJR $13,920

Lowest cost0.05%VXF · $5 on $10k

Most income1.20%IJR · $120 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common0.9%HAPI and VXF

HAPI

VXF

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503MVanguard Extended Market ETF · $30.2B

+23.9%3 years · per year$19,002 · $18,168+22.0%

[…]5 years · per year[…] · $13,123+5.6%

0.35%Expense ratio$35 · $5 on $10k · lower wins0.05%

0.77%12-mo yield$77 · $104 on $10k1.04%

−8.1%Worst dropSmaller wins−10.2%

12.2%VolatilityLower wins17.3%

3–2HAPI wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsHAPI · VXF

0.2%CRDO0.4%

0.1%NTRA0.7%

0.1%PINS0.1%

0.1%MKL0.3%

Held in common0.9%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	DFAC	Dimensional - US Core Equity 2 ETFRead Desk	0.21%	0.87%	+1.5%	+15.8%	+17.7%	+23.2%	+11.7%	−8.5%	$89.2B
2	IJR	iShares Core S&P Small-Cap ETFRead Desk	0.06%	1.20%	+1.3%	+19.9%	+22.7%	+19.3%	+6.8%	−9.7%	$107.7B
3	BVXF	Vanguard Extended Market ETFRead Desk	0.05%	1.04%	+0.8%	+12.5%	+11.8%	+22.0%	+5.6%	−10.2%	$30.2B
4	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.77%	+2.0%	+12.3%	+13.6%	+23.9%	new	−8.1%	$503M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	DFAC	Dimensional - US Core Equity 2 ETFRead Desk	0.21%	0.87%	+1.5%	+15.8%	+17.7%	+23.2%	+11.7%	−8.5%	$89.2B
2	IJR	iShares Core S&P Small-Cap ETFRead Desk	0.06%	1.20%	+1.3%	+19.9%	+22.7%	+19.3%	+6.8%	−9.7%	$107.7B
3	BVXF	Vanguard Extended Market ETFRead Desk	0.05%	1.04%	+0.8%	+12.5%	+11.8%	+22.0%	+5.6%	−10.2%	$30.2B
4	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.77%	+2.0%	+12.3%	+13.6%	+23.9%	new	−8.1%	$503M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HAPI vs VXF

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

VXF

Vanguard Extended Market

$13,123

MeasureHAPIVXF

Fee0.35%0.05%

Cost on $10k a year$35$5

Yield0.77%1.04%

5 years, per year[…]+5.6%

3 years, per year+23.9%+22.0%

Worst drop · 1Y−8.1%−10.2%

Volatility · 1Y12.2%17.3%

3–2measures won
HAPI first

0.9%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

Overlap: HAPI, VXF, DFAC, IJR

Today

41.5%most shared, HAPI and DFAC

HAPIVXFDFACIJR

HAPI—0.9%41.5%0.1%

VXF0.9%—21.9%20.2%

DFAC41.5%21.9%—6.4%

IJR0.1%20.2%6.4%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$114most kept, IJR

IJR$120 − $6 = $114

VXF$104 − $5 = $99

DFAC$87 − $21 = $66

HAPI$77 − $35 = $42

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee