HAPI vs VXF

AHAPI

BVXF

Measures won3–2HAPI wins · of 6 · 5Y

$10,000 · 5Y$16,124VUG · IJH $13,830

Lowest cost0.03%VUG · $3 on $10k

Most income1.25%IJH · $125 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common0.9%HAPI and VXF

HAPI

VXF

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $484MVanguard Extended Market ETF · $30.2B

+21.7%3 years · per year$18,006 · $17,249+19.9%

[…]5 years · per year[…] · $12,425+4.4%

0.35%Expense ratio$35 · $5 on $10k · lower wins0.05%

0.80%12-mo yield$80 · $108 on $10k1.08%

−8.1%Worst dropSmaller wins−11.0%

12.7%VolatilityLower wins17.9%

3–2HAPI wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsHAPI · VXF

0.1%NTRA0.7%

0.1%CRDO0.4%

0.1%PINS0.1%

0.1%MKL0.3%

Held in common0.9%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.42%	+0.9%	+1.4%	+0.2%	+22.6%	+10.0%	−15.1%	$232.9B
2	IJH	iShares Core S&P Mid-Cap ETFRead Desk	0.05%	1.25%	+0.6%	+9.5%	+12.9%	+16.5%	+6.7%	−8.8%	$121.4B
3	BVXF	Vanguard Extended Market ETFRead Desk	0.05%	1.08%	+1.1%	+8.4%	+8.6%	+19.9%	+4.4%	−11.0%	$30.2B
4	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−0.2%	+8.0%	+9.9%	+21.7%	new	−8.1%	$484M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.42%	+0.9%	+1.4%	+0.2%	+22.6%	+10.0%	−15.1%	$232.9B
2	IJH	iShares Core S&P Mid-Cap ETFRead Desk	0.05%	1.25%	+0.6%	+9.5%	+12.9%	+16.5%	+6.7%	−8.8%	$121.4B
3	BVXF	Vanguard Extended Market ETFRead Desk	0.05%	1.08%	+1.1%	+8.4%	+8.6%	+19.9%	+4.4%	−11.0%	$30.2B
4	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−0.2%	+8.0%	+9.9%	+21.7%	new	−8.1%	$484M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HAPI vs VXF

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

VXF

Vanguard Extended Market

$12,425

MeasureHAPIVXF

Fee0.35%0.05%

Cost on $10k a year$35$5

Yield0.80%1.08%

5 years, per year[…]+4.4%

3 years, per year+21.7%+19.9%

Worst drop · 1Y−8.1%−11.0%

Volatility · 1Y12.7%17.9%

3–2measures won
HAPI first

0.9%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VUG vs SCHG

YTD

VanguardVUG

+1.4%

SCHGSchwab

+1.9%

+1.4%Year to date+1.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.7B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: HAPI, VXF, IJH, VUG

Today

43.6%most shared, HAPI and VUG

HAPIVXFIJHVUG

HAPI—0.9%0.2%43.6%

VXF0.9%—40.1%2.3%

IJH0.2%40.1%—0.0%

VUG43.6%2.3%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$120most kept, IJH

IJH$125 − $5 = $120

VXF$108 − $5 = $103

HAPI$80 − $35 = $45

VUG$42 − $3 = $39

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee