HAPS vs IJR

AHAPS

BIJR

Measures won2–3IJR wins · of 6 · 5Y

$10,000 · 5Y$13,920IJR

Lowest cost0.06%IJR · $6 on $10k

Most income1.21%IJR · $121 on $10k

Smallest drop−9.7%IJR · worst fall in 1Y

Held in common14.4%HAPS and IJR

HAPS

IJR

Harbor Human Capital Factor US Small Cap ETF · $173MiShares Core S&P Small-Cap ETF · $106B

+20.1%3 years · per year$17,310 · $16,862+19.0%

[…]5 years · per year[…] · $13,468+6.1%

0.61%Expense ratio$61 · $6 on $10k · lower wins0.06%

0.47%12-mo yield$47 · $121 on $10k1.21%

−10.0%Worst dropSmaller wins−9.7%

15.4%VolatilityLower wins15.8%

2–3IJR wins

$10,000 · 5 yearsOne scale

Shared top holdingsHAPS · IJR

2.0%MGY0.4%

0.9%BOX0.3%

0.7%RNG0.3%

0.7%TENB0.3%

Held in common14.4%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BIJR	iShares Core S&P Small-Cap ETFRead Desk		0.06%	1.21%	−0.3%	+18.3%	+21.3%	+19.0%	+6.1%	−9.7%	$106.1B
2	AHAPS	Harbor Human Capital Factor US Small Cap ETFRead Desk		0.61%	0.47%	−0.2%	+20.3%	+22.9%	+20.1%	new	−10.0%	$173M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BIJR	iShares Core S&P Small-Cap ETFRead Desk		0.06%	1.21%	−0.3%	+18.3%	+21.3%	+19.0%	+6.1%	−9.7%	$106.1B
2	AHAPS	Harbor Human Capital Factor US Small Cap ETFRead Desk		0.61%	0.47%	−0.2%	+20.3%	+22.9%	+20.1%	new	−10.0%	$173M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HAPS vs IJR

HAPS

Harbor Human Capital Factor US Small Cap

[…]

IJR

iShares Core S&P Small-Cap

$13,468

MeasureHAPSIJR

Fee0.61%0.06%

Cost on $10k a year$61$6

Yield0.47%1.21%

5 years, per year[…]+6.1%

3 years, per year+20.1%+19.0%

Worst drop · 1Y−10.0%−9.7%

Volatility · 1Y15.4%15.8%

3–2measures won
IJR first

14.4%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 4, 2026

Overlap: HAPS, IJR

Today

14.4%most shared, HAPS and IJR

HAPSIJR

HAPS—14.4%

IJR14.4%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$115most kept, IJR

IJR$121 − $6 = $115

HAPS$47 − $61 = −$14

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee