HAPS vs SFLO

AHAPS

BSFLO

Measures won1–3SFLO wins · of 6 · 5Y

$10,000 · 5Y[…]no history on file

Lowest cost0.53%SFLO · $53 on $10k

Most income0.76%SFLO · $76 on $10k

Smallest drop−8.2%SFLO · worst fall in 1Y

Held in common12.1%HAPS and SFLO

HAPS

SFLO

Harbor Human Capital Factor US Small Cap ETF · $176MVictoryShares Small Cap Free Cash Flow ETF · $908M

+18.1%3 years · per year$16,483 · […][…]

[…]5 years · per year[…]

0.61%Expense ratio$61 · $53 on $10k · lower wins0.53%

0.48%12-mo yield$48 · $76 on $10k0.76%

−10.0%Worst dropSmaller wins−8.2%

16.1%VolatilityLower wins17.6%

1–3SFLO wins

$10,000 · 5 yearsOne scale

No price history on file for these funds yet […]

Shared top holdingsHAPS · SFLO

1.9%MGY1.1%

0.7%RNG0.7%

1.2%ABG0.7%

0.6%DLB0.6%

Held in common12.1%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend							5Y/yr
1	AHAPS	Harbor Human Capital Factor US Small Cap ETFRead Desk		0.61%	0.48%	−0.3%	+17.0%	+20.7%	+18.1%	new	−10.0%	$176M
2	BSFLO	VictoryShares Small Cap Free Cash Flow ETFRead Desk		0.53%	0.76%	−1.3%	+30.3%	+36.1%	new	new	−8.2%	$908M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend							5Y/yr
1	AHAPS	Harbor Human Capital Factor US Small Cap ETFRead Desk		0.61%	0.48%	−0.3%	+17.0%	+20.7%	+18.1%	new	−10.0%	$176M
2	BSFLO	VictoryShares Small Cap Free Cash Flow ETFRead Desk		0.53%	0.76%	−1.3%	+30.3%	+36.1%	new	new	−8.2%	$908M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HAPS vs SFLO

HAPS

Harbor Human Capital Factor US Small Cap

[…]

SFLO

VictoryShares Small Cap Free Cash Flow

[…]

MeasureHAPSSFLO

Fee0.61%0.53%

Cost on $10k a year$61$53

Yield0.48%0.76%

5 years, per year[…][…]

3 years, per year+18.1%[…]

Worst drop · 1Y−10.0%−8.2%

Volatility · 1Y16.1%17.6%

3–1measures won
SFLO first

12.1%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: HAPS, SFLO

Today

12.1%most shared, HAPS and SFLO

HAPSSFLO

HAPS—12.1%

SFLO12.1%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$23most kept, SFLO

SFLO$76 − $53 = $23

HAPS$48 − $61 = −$13

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee