HAPS vs VUG

AHAPS

BVUG

Measures won3–2HAPS wins · of 6 · 5Y

$10,000 · 5Y$16,052VUG

Lowest cost0.03%VUG · $3 on $10k

Most income0.48%HAPS · $48 on $10k

Smallest drop−10.0%HAPS · worst fall in 1Y

Held in common0.0%HAPS and VUG

HAPS

VUG

Harbor Human Capital Factor US Small Cap ETF · $176MVanguard Morningstar Growth ETF · $233B

+18.4%3 years · per year$16,580 · $18,532+22.8%

[…]5 years · per year[…] · $16,052+9.9%

0.61%Expense ratio$61 · $3 on $10k · lower wins0.03%

0.48%12-mo yield$48 · $43 on $10k0.43%

−10.0%Worst dropSmaller wins−15.1%

16.1%VolatilityLower wins19.0%

3–2HAPS wins

$10,000 · 5 yearsOne scale

Shared top holdingsHAPS · VUG

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BVUG	Vanguard Morningstar Growth ETFRead Desk		0.03%	0.43%	−5.5%	+0.5%	−0.6%	+22.8%	+9.9%	−15.1%	$232.9B
2	AHAPS	Harbor Human Capital Factor US Small Cap ETFRead Desk		0.61%	0.48%	−4.2%	+17.4%	+21.6%	+18.4%	new	−10.0%	$176M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BVUG	Vanguard Morningstar Growth ETFRead Desk		0.03%	0.43%	−5.5%	+0.5%	−0.6%	+22.8%	+9.9%	−15.1%	$232.9B
2	AHAPS	Harbor Human Capital Factor US Small Cap ETFRead Desk		0.61%	0.48%	−4.2%	+17.4%	+21.6%	+18.4%	new	−10.0%	$176M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HAPS vs VUG

HAPS

Harbor Human Capital Factor US Small Cap

[…]

VUG

Vanguard Morningstar Growth

$16,052

MeasureHAPSVUG

Fee0.61%0.03%

Cost on $10k a year$61$3

Yield0.48%0.43%

5 years, per year[…]+9.9%

3 years, per year+18.4%+22.8%

Worst drop · 1Y−10.0%−15.1%

Volatility · 1Y16.1%19.0%

3–2measures won
HAPS first

0.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VUG vs SCHG

YTD

VanguardVUG

+0.5%

SCHGSchwab

+0.9%

+0.5%Year to date+0.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.1B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: HAPS, VUG

Today

0.0%most shared, HAPS and VUG

HAPSVUG

HAPS—0.0%

VUG0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$40most kept, VUG

VUG$43 − $3 = $40

HAPS$48 − $61 = −$13

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee