HARD vs GLDM

AHARD

BGLDM

Measures won2–3GLDM wins · of 6 · 5Y

$10,000 · 5Y$29,615GDX · GLDM $22,676

Lowest cost0.10%GLDM · $10 on $10k

Most income3.77%HARD · $377 on $10k

Smallest drop−21.0%HARD · worst fall in 1Y

Held in common[…]HARD and GLDM

HARD

GLDM

Simplify Commodities Strategy No K-1 ETF · $51MSPDR Gold MiniShares Trust · $30.5B

+13.5%3 years · per year$14,610 · $20,492+27.0%

[…]5 years · per year[…] · $22,676+17.8%

0.90%Expense ratio$90 · $10 on $10k · lower wins0.10%

3.77%12-mo yield$377 · $0 on $10k0.00%

−21.0%Worst dropSmaller wins−28.0%

30.1%VolatilityLower wins28.8%

2–3GLDM wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsHARD · GLDM

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	GDX	VanEck Gold Miners ETFRead Desk	0.51%	0.72%	+2.2%	+2.1%	+24.9%	+47.8%	+24.3%	−38.9%	$26.5B
2	BGLDM	SPDR Gold MiniShares TrustRead Desk	0.10%	0.00%	−0.8%	−5.8%	+2.0%	+27.0%	+17.8%	−28.0%	$30.5B
3	AHARD	Simplify Commodities Strategy No K-1 ETFRead Desk	0.90%	3.77%	−0.5%	+10.4%	+11.1%	+13.5%	new	−21.0%	$51M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	GDX	VanEck Gold Miners ETFRead Desk	0.51%	0.72%	+2.2%	+2.1%	+24.9%	+47.8%	+24.3%	−38.9%	$26.5B
2	BGLDM	SPDR Gold MiniShares TrustRead Desk	0.10%	0.00%	−0.8%	−5.8%	+2.0%	+27.0%	+17.8%	−28.0%	$30.5B
3	AHARD	Simplify Commodities Strategy No K-1 ETFRead Desk	0.90%	3.77%	−0.5%	+10.4%	+11.1%	+13.5%	new	−21.0%	$51M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HARD vs GLDM

HARD

Simplify Commodities Strategy No K-1

[…]

GLDM

SPDR Gold MiniShares Trust

$22,676

MeasureHARDGLDM

Fee0.90%0.10%

Cost on $10k a year$90$10

Yield3.77%0.00%

5 years, per year[…]+17.8%

3 years, per year+13.5%+27.0%

Worst drop · 1Y−21.0%−28.0%

Volatility · 1Y30.1%28.8%

3–2measures won
GLDM first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

GLDM vs GLD

YTD

SPDRGLDM

−5.8%

GLDSPDR

−6.0%

−5.8%Year to date−6.0%

0.10% · $10Fee · on $10k a year0.40% · $40

$30.5BAssets$135B

2–0GLDM wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: HARD, GLDM, GDX

Today

0.0%most shared, HARD and GDX

HARDGLDMGDX

HARD—[…]0.0%

GLDM[…]—[…]

GDX0.0%[…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$287most kept, HARD

HARD$377 − $90 = $287

GDX$72 − $51 = $21

GLDM$0 − $10 = −$10

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee