HARD vs HGER

AHARD

BHGER

Measures won0–5HGER wins · of 6 · 5Y

$10,000 · 5Y[…]no history on file

Lowest cost0.68%HGER · $68 on $10k

Most income5.08%HGER · $508 on $10k

Smallest drop−14.0%HGER · worst fall in 1Y

Held in common[…]HARD and HGER

HARD

HGER

Simplify Commodities Strategy No K-1 ETF · $55MHarbor Commodity All-Weather Strategy ETF (HGER) · $4.9B

+15.4%3 years · per year$15,349 · $17,744+21.1%

[…]5 years · per year[…]

0.90%Expense ratio$90 · $68 on $10k · lower wins0.68%

3.56%12-mo yield$356 · $508 on $10k5.08%

−21.0%Worst dropSmaller wins−14.0%

29.6%VolatilityLower wins18.6%

0–5HGER wins

$10,000 · 5 yearsOne scale

No price history on file for these funds yet […]

Shared top holdingsHARD · HGER

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend							5Y/yr
1	AHARD	Simplify Commodities Strategy No K-1 ETFRead Desk		0.90%	3.56%	+1.2%	+16.8%	+17.9%	+15.4%	new	−21.0%	$55M
2	BHGER	Harbor Commodity All-Weather Strategy ETF (HGER)Read Desk		0.68%	5.08%	+0.1%	+39.4%	+40.3%	+21.1%	new	−14.0%	$4.9B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend							5Y/yr
1	AHARD	Simplify Commodities Strategy No K-1 ETFRead Desk		0.90%	3.56%	+1.2%	+16.8%	+17.9%	+15.4%	new	−21.0%	$55M
2	BHGER	Harbor Commodity All-Weather Strategy ETF (HGER)Read Desk		0.68%	5.08%	+0.1%	+39.4%	+40.3%	+21.1%	new	−14.0%	$4.9B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HARD vs HGER

HARD

Simplify Commodities Strategy No K-1

[…]

HGER

Harbor Commodity All-Weather Strategy ETF (HGER)

[…]

MeasureHARDHGER

Fee0.90%0.68%

Cost on $10k a year$90$68

Yield3.56%5.08%

5 years, per year[…][…]

3 years, per year+15.4%+21.1%

Worst drop · 1Y−21.0%−14.0%

Volatility · 1Y29.6%18.6%

5–0measures won
HGER first

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

Overlap: HARD, HGER

Today

[…]holdings […]

HARDHGER

HARD—[…]

HGER[…]—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$440most kept, HGER

HGER$508 − $68 = $440

HARD$356 − $90 = $266

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee