HARD vs PDBC

AHARD

BPDBC

Measures won2–3PDBC wins · of 6 · 5Y

$10,000 · 5Y$17,177VOO · PDBC $16,744

Lowest cost0.03%VOO · $3 on $10k

Most income3.77%HARD · $377 on $10k

Smallest drop−8.9%VOO · worst fall in 1Y

Held in common[…]HARD and PDBC

HARD

PDBC

Simplify Commodities Strategy No K-1 ETF · $51MInvesco Optimum Yield Diversified Commodity Strategy No K-1 ETF · $7.6B

+13.5%3 years · per year$14,610 · $14,450+13.1%

[…]5 years · per year[…] · $16,744+10.9%

0.90%Expense ratio$90 · $74 on $10k · lower wins0.74%

3.77%12-mo yield$377 · $271 on $10k2.71%

−21.0%Worst dropSmaller wins−16.6%

30.1%VolatilityLower wins21.2%

2–3PDBC wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsHARD · PDBC

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	BPDBC	Invesco Optimum Yield Diversified Commodity Strategy No K-1 ETFRead Desk	0.74%	2.71%	+0.2%	+41.7%	+43.6%	+13.1%	+10.9%	−16.6%	$7.6B
3	AHARD	Simplify Commodities Strategy No K-1 ETFRead Desk	0.90%	3.77%	−0.5%	+10.4%	+11.1%	+13.5%	new	−21.0%	$51M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	BPDBC	Invesco Optimum Yield Diversified Commodity Strategy No K-1 ETFRead Desk	0.74%	2.71%	+0.2%	+41.7%	+43.6%	+13.1%	+10.9%	−16.6%	$7.6B
3	AHARD	Simplify Commodities Strategy No K-1 ETFRead Desk	0.90%	3.77%	−0.5%	+10.4%	+11.1%	+13.5%	new	−21.0%	$51M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HARD vs PDBC

HARD

Simplify Commodities Strategy No K-1

[…]

PDBC

Invesco Optimum Yield Diversified Commodity Strategy No K-1

$16,744

MeasureHARDPDBC

Fee0.90%0.74%

Cost on $10k a year$90$74

Yield3.77%2.71%

5 years, per year[…]+10.9%

3 years, per year+13.5%+13.1%

Worst drop · 1Y−21.0%−16.6%

Volatility · 1Y30.1%21.2%

3–2measures won
PDBC first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: HARD, PDBC, VOO

Today

0.0%most shared, HARD and VOO

HARDPDBCVOO

HARD—[…]0.0%

PDBC[…]—[…]

VOO0.0%[…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$287most kept, HARD

HARD$377 − $90 = $287

PDBC$271 − $74 = $197

VOO$110 − $3 = $107

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee