HARD vs PIT

AHARD

BPIT

Measures won0–5PIT wins · of 6 · 5Y

$10,000 · 5Y$22,478GLDM

Lowest cost0.10%GLDM · $10 on $10k

Most income5.97%PIT · $597 on $10k

Smallest drop−17.2%PIT · worst fall in 1Y

Held in common[…]HARD and PIT

HARD

PIT

Simplify Commodities Strategy No K-1 ETF · $51MVanEck Commodity Strategy ETF · $471M

+13.8%3 years · per year$14,755 · $18,274+22.3%

[…]5 years · per year[…]

0.90%Expense ratio$90 · $55 on $10k · lower wins0.55%

3.76%12-mo yield$376 · $597 on $10k5.97%

−21.0%Worst dropSmaller wins−17.2%

30.1%VolatilityLower wins23.7%

0–5PIT wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsHARD · PIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	GLDM	SPDR Gold MiniShares TrustRead Desk	0.10%	0.00%	+3.7%	−5.8%	+1.3%	+26.6%	+17.6%	−28.0%	$30.5B
2	AHARD	Simplify Commodities Strategy No K-1 ETFRead Desk	0.90%	3.76%	+0.8%	+10.7%	+12.3%	+13.8%	new	−21.0%	$51M
3	BPIT	VanEck Commodity Strategy ETFRead Desk	0.55%	5.97%	+0.1%	+49.3%	+54.7%	+22.3%	new	−17.2%	$471M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	GLDM	SPDR Gold MiniShares TrustRead Desk	0.10%	0.00%	+3.7%	−5.8%	+1.3%	+26.6%	+17.6%	−28.0%	$30.5B
2	AHARD	Simplify Commodities Strategy No K-1 ETFRead Desk	0.90%	3.76%	+0.8%	+10.7%	+12.3%	+13.8%	new	−21.0%	$51M
3	BPIT	VanEck Commodity Strategy ETFRead Desk	0.55%	5.97%	+0.1%	+49.3%	+54.7%	+22.3%	new	−17.2%	$471M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HARD vs PIT

HARD

Simplify Commodities Strategy No K-1

[…]

PIT

VanEck Commodity Strategy

[…]

MeasureHARDPIT

Fee0.90%0.55%

Cost on $10k a year$90$55

Yield3.76%5.97%

5 years, per year[…][…]

3 years, per year+13.8%+22.3%

Worst drop · 1Y−21.0%−17.2%

Volatility · 1Y30.1%23.7%

5–0measures won
PIT first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

GLDM vs GLD

YTD

SPDRGLDM

−5.8%

GLDSPDR

−5.3%

−5.8%Year to date−5.3%

0.10% · $10Fee · on $10k a year0.40% · $40

$30.5BAssets$135B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: HARD, PIT, GLDM

Today

[…]holdings […]

HARDPITGLDM

HARD—[…][…]

PIT[…]—[…]

GLDM[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$542most kept, PIT

PIT$597 − $55 = $542

HARD$376 − $90 = $286

GLDM$0 − $10 = −$10

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee