HARD vs SPYM

AHARD

BSPYM

Measures won1–4SPYM wins · of 6 · 5Y

$10,000 · 5Y$17,192SPYM

Lowest cost0.02%SPYM · $2 on $10k

Most income3.77%HARD · $377 on $10k

Smallest drop−8.9%SPYM · worst fall in 1Y

Held in common0.0%HARD and SPYM

HARD

SPYM

Simplify Commodities Strategy No K-1 ETF · $51MState Street SPDR Portfolio S&P 500 ETF · $182B

+13.5%3 years · per year$14,610 · $18,082+21.8%

[…]5 years · per year[…] · $17,192+11.4%

0.90%Expense ratio$90 · $2 on $10k · lower wins0.02%

3.77%12-mo yield$377 · $105 on $10k1.05%

−21.0%Worst dropSmaller wins−8.9%

30.1%VolatilityLower wins13.6%

1–4SPYM wins

$10,000 · 5 yearsOne scale

Shared top holdingsHARD · SPYM

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk		0.02%	1.05%	+0.3%	+8.8%	+9.8%	+21.8%	+11.4%	−8.9%	$181.7B
2	AHARD	Simplify Commodities Strategy No K-1 ETFRead Desk		0.90%	3.77%	−0.5%	+10.4%	+11.1%	+13.5%	new	−21.0%	$51M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk		0.02%	1.05%	+0.3%	+8.8%	+9.8%	+21.8%	+11.4%	−8.9%	$181.7B
2	AHARD	Simplify Commodities Strategy No K-1 ETFRead Desk		0.90%	3.77%	−0.5%	+10.4%	+11.1%	+13.5%	new	−21.0%	$51M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HARD vs SPYM

HARD

Simplify Commodities Strategy No K-1

[…]

SPYM

SPDR Portfolio S&P 500

$17,192

MeasureHARDSPYM

Fee0.90%0.02%

Cost on $10k a year$90$2

Yield3.77%1.05%

5 years, per year[…]+11.4%

3 years, per year+13.5%+21.8%

Worst drop · 1Y−21.0%−8.9%

Volatility · 1Y30.1%13.6%

4–1measures won
SPYM first

0.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: HARD, SPYM

Today

0.0%most shared, HARD and SPYM

HARDSPYM

HARD—0.0%

SPYM0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$287most kept, HARD

HARD$377 − $90 = $287

SPYM$105 − $2 = $103

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee