HARD vs VOO

AHARD

BVOO

Measures won1–4VOO wins · of 6 · 5Y

$10,000 · 5Y$18,115VOO

Lowest cost0.03%VOO · $3 on $10k

Most income3.79%HARD · $379 on $10k

Smallest drop−8.9%VOO · worst fall in 1Y

Held in common0.0%HARD and VOO

HARD

VOO

Simplify Commodities Strategy No K-1 ETF · $51MVanguard S&P 500 ETF · $1.00T

+13.1%3 years · per year$14,457 · $19,172+24.2%

[…]5 years · per year[…] · $18,115+12.6%

0.90%Expense ratio$90 · $3 on $10k · lower wins0.03%

3.79%12-mo yield$379 · $105 on $10k1.05%

−21.0%Worst dropSmaller wins−8.9%

30.2%VolatilityLower wins12.8%

1–4VOO wins

$10,000 · 5 yearsOne scale

Shared top holdingsHARD · VOO

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BVOO	Vanguard S&P 500 ETFRead Desk		0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T
2	AHARD	Simplify Commodities Strategy No K-1 ETFRead Desk		0.90%	3.79%	−5.9%	+9.9%	+9.2%	+13.1%	new	−21.0%	$51M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BVOO	Vanguard S&P 500 ETFRead Desk		0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T
2	AHARD	Simplify Commodities Strategy No K-1 ETFRead Desk		0.90%	3.79%	−5.9%	+9.9%	+9.2%	+13.1%	new	−21.0%	$51M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HARD vs VOO

HARD

Simplify Commodities Strategy No K-1

[…]

VOO

Vanguard S&P 500

$18,115

MeasureHARDVOO

Fee0.90%0.03%

Cost on $10k a year$90$3

Yield3.79%1.05%

5 years, per year[…]+12.6%

3 years, per year+13.1%+24.2%

Worst drop · 1Y−21.0%−8.9%

Volatility · 1Y30.2%12.8%

4–1measures won
VOO first

0.0%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

Overlap: HARD, VOO

Today

0.0%most shared, HARD and VOO

HARDVOO

HARD—0.0%

VOO0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$289most kept, HARD

HARD$379 − $90 = $289

VOO$105 − $3 = $102

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee