HCOW vs SPY
5Y+13.5%3 years · per year$14,632 · $18,174+22.0%
[…]5 years · per year[…] · $17,099+11.3%
0.65%Expense ratio$65 · $9 on $10k · lower wins0.09%
10.96%12-mo yield$1,096 · $103 on $10k1.03%
−9.5%Worst dropSmaller wins−8.9%
12.9%VolatilityLower wins13.6%
2–3SPY wins
$10,000 · 5 yearsOne scale
Shared top holdingsHCOW · SPY
2.7%XOM1.0%
2.7%CVX0.6%
2.6%QCOM0.3%
2.3%ACN0.2%
Held in common4.4%
End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two