HDEF vs SCHD

AHDEF

BSCHD

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$18,360HDEF · SCHD $16,267

Lowest cost0.04%VIG · $4 on $10k

Most income3.72%HDEF · $372 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common0.0%HDEF and SCHD

HDEF

SCHD

Xtrackers MSCI EAFE High Dividend Yield Equity ETF · $2.3BSchwab U.S. Dividend Equity ETF · $120B

+20.2%3 years · per year$17,350 · $17,266+20.0%

+12.9%5 years · per year$18,360 · $16,267+10.2%

0.09%Expense ratio$9 · $6 on $10k · lower wins0.06%

3.72%12-mo yield$372 · $300 on $10k3.00%

−8.1%Worst dropSmaller wins−6.9%

12.3%VolatilityLower wins11.7%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsHDEF · SCHD

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AHDEF	Xtrackers MSCI EAFE High Dividend Yield Equity ETFRead Desk	0.09%	3.72%	−1.9%	+13.6%	+20.0%	+20.2%	+12.9%	−8.1%	$2.3B
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B
3	VIG	Vanguard Dividend Appreciation ETFRead Desk	0.04%	1.50%	−0.4%	+12.1%	+14.3%	+18.6%	+10.2%	−7.9%	$109.1B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AHDEF	Xtrackers MSCI EAFE High Dividend Yield Equity ETFRead Desk	0.09%	3.72%	−1.9%	+13.6%	+20.0%	+20.2%	+12.9%	−8.1%	$2.3B
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B
3	VIG	Vanguard Dividend Appreciation ETFRead Desk	0.04%	1.50%	−0.4%	+12.1%	+14.3%	+18.6%	+10.2%	−7.9%	$109.1B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HDEF vs SCHD

HDEF

Xtrackers MSCI EAFE High Dividend Yield Equity

$18,360

SCHD

Schwab U.S. Dividend Equity

$16,267

MeasureHDEFSCHD

Fee0.09%0.06%

Cost on $10k a year$9$6

Yield3.72%3.00%

5 years, per year+12.9%+10.2%

3 years, per year+20.2%+20.0%

Worst drop · 1Y−8.1%−6.9%

Volatility · 1Y12.3%11.7%

3–3measures won
level

0.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

DGRO vs VIG

YTD

iSharesDGRO

+16.6%

VIGVanguard

+12.1%

+16.6%Year to date+12.1%

1.9%Yield1.5%

$44.7BAssets$109B

2–0DGRO wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: HDEF, SCHD, VIG

Today

14.5%most shared, SCHD and VIG

HDEFSCHDVIG

HDEF—0.0%0.0%

SCHD0.0%—14.5%

VIG0.0%14.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$363most kept, HDEF

HDEF$372 − $9 = $363

SCHD$300 − $6 = $294

VIG$150 − $4 = $146

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee