HDEF vs SCHD

AHDEF

BSCHD

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$18,360HDEF · VOO $17,177

Lowest cost0.03%VOO · $3 on $10k

Most income3.72%HDEF · $372 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common0.0%HDEF and SCHD

HDEF

SCHD

Xtrackers MSCI EAFE High Dividend Yield Equity ETF · $2.4BSchwab U.S. Dividend Equity ETF · $120B

+20.2%3 years · per year$17,350 · $17,266+20.0%

+12.9%5 years · per year$18,360 · $16,267+10.2%

0.09%Expense ratio$9 · $6 on $10k · lower wins0.06%

3.72%12-mo yield$372 · $300 on $10k3.00%

−8.1%Worst dropSmaller wins−6.9%

12.3%VolatilityLower wins11.7%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsHDEF · SCHD

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AHDEF	Xtrackers MSCI EAFE High Dividend Yield Equity ETFRead Desk	0.09%	3.72%	−1.9%	+13.6%	+20.0%	+20.2%	+12.9%	−8.1%	$2.4B
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
3	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AHDEF	Xtrackers MSCI EAFE High Dividend Yield Equity ETFRead Desk	0.09%	3.72%	−1.9%	+13.6%	+20.0%	+20.2%	+12.9%	−8.1%	$2.4B
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
3	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HDEF vs SCHD

HDEF

Xtrackers MSCI EAFE High Dividend Yield Equity

$18,360

SCHD

Schwab U.S. Dividend Equity

$16,267

MeasureHDEFSCHD

Fee0.09%0.06%

Cost on $10k a year$9$6

Yield3.72%3.00%

5 years, per year+12.9%+10.2%

3 years, per year+20.2%+20.0%

Worst drop · 1Y−8.1%−6.9%

Volatility · 1Y12.3%11.7%

3–3measures won
level

0.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

Overlap: HDEF, SCHD, VOO

Today

7.6%most shared, SCHD and VOO

HDEFSCHDVOO

HDEF—0.0%0.0%

SCHD0.0%—7.6%

VOO0.0%7.6%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$363most kept, HDEF

HDEF$372 − $9 = $363

SCHD$300 − $6 = $294

VOO$110 − $3 = $107

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee